109 Arnold Dr, Powells Point, NC 27966 Property Records

Currituck County property record for 109 Arnold Dr, Powells Point, NC 27966

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,473 sqft · built 1997
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$273,000 (Jan 2019)
Tax Bill	$1,872 (2025)
Deeds & Mortgages	Jan 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`9837-59-1716`

Property Details

APN / Parcel Number

Primary APN	`9837-59-1716`
Alternative APNs	`124C00000160000` `000149950` `9837-59`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,473 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	280 ft deep x 139 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000149950
Street Address	109 ARNOLD DR
City	POWELLS POINT
State	NC
Zip	27966-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 16 CURRITUCK ESTATES HARRISON ESTATE
Legal Subdivision	CURRITUCK ESTATES
Legal Lot Number	16
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	2
Census Block	2012
Census Tract	110403

Owner

109 Arnold Dr is owned and occupied by two individuals who bought it in January 2019.

Source: Currituck County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	109 ARNOLD DR, POWELLS POINT, NC 27966-9736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2019 · Amount on File
Deed Sale	Jan 8, 2019 · Amount on File
Deed Document Number	2019340401
Deed Book / Page	1468 / 635
Prior Transfer Date	Feb 18, 2015
Prior Transfer Doc	0013180056
Record Updated	Jun 8, 2026

January 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jan 8, 2019
Property Address	109 ARNOLD DR, POWELLS POINT, NC 27966-9736
Document Number	0014680635
Book / Page	1468 / 635
Map Reference	CAB B SL 238
Instrument Date	Jan 4, 2019
Instrument	340401
Transaction Type	Construction Loan
Record Updated	Feb 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 CAMPBELL RD, 303, GARLAND, ME 04939-5004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7407 RENEE STREET, ARLINGTON, VA 23315

Mortgage

Document Number	340402
Date	Jan 8, 2019
Instrument	340402

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Tax Assessment & Valuation

The 2025 property tax bill for 109 Arnold Dr was $1,872.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,872.00	$259,300 Land $62,400 Building $196,900
2023	$1,699.00	$259,300 Land $62,400 Building $196,900	$259,300 Land $62,400 Building $196,900
2021			$259,300 Land $62,400 Building $196,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Arnold Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Arnold Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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