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107 Arnold Dr, Powells Point, NC 27966 Property Records

Currituck County property record for 107 Arnold Dr, Powells Point, NC 27966

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,674 sqft · built 1996
Lot Size0.92 acres (40,075 sqft)
Owner2 Individual Names on Record
Last Sale$204,000 (Mar 2014)
Tax Bill$2,070 (2025)
Deeds & MortgagesFeb 2024 Reverse Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN9837-49-9775

Property Details

APN / Parcel Number

Primary APN9837-49-9775
Alternative APNs
  • 124C00000170000
  • 000134456
  • 9837-49

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,674 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area40,075 sqft (0.92 acres)
Lot Dimensions281 ft deep x 137 ft wide

Exterior Amenities

Deck Area370 sqft
Patio Area370 sqft
Shed1 Shed
Shed Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000134456
Street Address107 ARNOLD DR
CityPOWELLS POINT
StateNC
Zip27966-9736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionLOT 17 CURRITUCK ESTATES
Legal SubdivisionCURRITUCK ESTATES
Legal Lot Number17
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group2
Census Block2012
Census Tract110403

Owner

Source: Currituck County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address107 ARNOLD DR, POWELLS POINT, NC 27966-9736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2024Deed of Trust, Mortgage · Reverse Mortgage
GMFS LLC
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2014 · Amount on Record
Deed SaleMar 27, 2014 · Amount on Record
Deed Book / Page1284 / 560
Last Transfer DateOct 3, 2016
Transfer Doc0013820169
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address107 ARNOLD DR, POWELLS POINT, NC 27966-9736
Transaction TypeMortgage
Record UpdatedMar 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 ARNOLD DR, POWELLS POINT, NC 27966-9736

Mortgage

Document Number0017610473
DateFeb 26, 2024
Book Page1761/473
Instrument387579
Lender
NameGMFS LLC
TypeSubprime Lender
AddressBIRMINGHAM, AL 35243
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term797 Months
DueJul 25, 2090
Interest
Rate TypeAdjustable Rate
Rate7.34%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2024
Change FrequencyMonthly
Index1-Year CMT
Max Rate12.3%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address107 ARNOLD DR, POWELLS POINT, NC 27966-9736
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0016020835
DateFeb 26, 2021
Book Page1602/835
Instrument361301
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,070.00 (+0.44%)$291,200 (-) Land $62,400 Building $228,800
2024$2,061.00 (+9.8%)$291,200 (-) Land $62,400 Building $228,800
2023$1,877.00 (+16.44%)$291,200 (-) Land $62,400 Building $228,800$291,200 (-) Land $62,400 Building $228,800
2022$1,612.00$291,200 Land $62,400 Building $228,800$291,200 (-) Land $62,400 Building $228,800
2021$291,200 Land $62,400 Building $228,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 81% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCURRITUCK COUNTY WATER SYSTEM
serves 24,130 people · EPA ID NC0427010
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Mediacom Xtream
Cable		1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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