105 Arnold Dr, Powells Point, NC 27966 Property Records

Currituck County property record for 105 Arnold Dr, Powells Point, NC 27966

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1995
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$197,000 (May 2017)
Tax Bill	$1,877 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9837-49-8724`

Property Details

APN / Parcel Number

Primary APN	`9837-49-8724`
Alternative APNs	`124C00000180000` `000144283` `9837-49`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	289 ft deep x 139 ft wide
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000144283
Street Address	105 ARNOLD DR
City	POWELLS POINT
State	NC
Zip	27966-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GB
Legal Description	LOT 18 CURRITUCK ESTATES
Legal Subdivision	CURRITUCK ESTATES
Legal Lot Number	18
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	2
Census Block	2012
Census Tract	110403

Owner

Source: Currituck County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 ARNOLD DR, POWELLS POINT, NC 27966-9736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
May 19, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2017 · Amount on Record
Deed Sale	May 19, 2017 · Amount on Record
Deed Book / Page	1407 / 146
Prior Transfer Date	Oct 2, 2013
Prior Transfer Doc	0012680440
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	105 ARNOLD DR, POWELLS POINT, NC 27966-9736
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ARNOLD DR, POWELLS POINT, NC 27966-9736

Mortgage

Document Number	0016470559
Date	Aug 30, 2021
Book Page	1647/559
Instrument	368280

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	KILL DEVIL HILLS, NC 27948

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	May 19, 2017
Property Address	105 ARNOLD DR, POWELLS POINT, NC 27966-9736
Document Number	0014070146
Book / Page	1407 / 146
Map Reference	CAB B SL238
Instrument Date	May 17, 2017
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3523 POSEIDON ST, 3523, KITTY HAWK, NC 27949-4265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ARNOLD DR, POWELLS POINT, NC 27966-9736

Mortgage

Document Number	1407148
Date	May 19, 2017
Instrument	1407/148

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,877.00 (+17.61%)	$216,200 (-) Land $62,400 Building $153,800
2024	$1,596.00 (+9.54%)	$216,200 (-) Land $62,400 Building $153,800
2023	$1,457.00 (+18.17%)	$216,200 (-) Land $62,400 Building $153,800	$216,200 (-) Land $62,400 Building $153,800
2022	$1,233.00	$216,200 Land $62,400 Building $153,800	$216,200 (-) Land $62,400 Building $153,800
2021			$216,200 Land $62,400 Building $153,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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