109 5th Ave, Keystone, IA 52249 Property Records

Benton County property record for 109 5th Ave, Keystone, IA 52249

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,516 sqft · built 1900
Lot Size	0.178 acres (7,739 sqft)
Owner	Individual Name on Record
Tax Bill	$1,008 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`09000100`

Property Details

APN / Parcel Number

Primary APN	`09000100`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,516 sqft Living Area
1st Floor Area	635 sqft
Basement Area	635 sqft
Unfinished Basement	635 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,739 sqft (0.178 acres)
Lot Dimensions	142 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	133 sqft
Patio Area	466 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 5TH AVE
City	KEYSTONE
State	IA
Zip	52249-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACOBS ADD S 1/2 LOT 4 & EX S 20'6" LOT 5 BLK 1
Legal Subdivision	JACOBS 1ST
Legal Block	1
Legal Lot Number	4,5
Jurisdiction	BENTON IA
Township / Civil Division	KANE
Census Block Group	3
Census Block	3061
Census Tract	960600

Owner

Source: Benton County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 5TH AVE, KEYSTONE, IA 52249-9654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Mar 8, 2021	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2021
Deed Sale	Mar 8, 2021
Deed Document Number	20211071
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	0000001071
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	109 5TH AVE, KEYSTONE, IA 52249-9654
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212225
Date	May 10, 2021
Instrument	21-2225

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year LIBOR

March 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BENTON IA
Recording Date	Mar 8, 2021
Property Address	109 5TH AVE, KEYSTONE, IA 52249-9654
Document Number	0000211071
Instrument Date	Jan 22, 2021
Instrument	21-1071
Transaction Type	Foreclosure
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 133, KEYSTONE, IA 52249-0133

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Keystone City
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,008.00 Homeowner's exemption	$94,400 (+0.11%) Land $15,600 Building $78,800	$94,400 (+0.11%) Land $15,600 Building $78,800
2024	$1,008.00 (+12.5%)
2023		$94,300 (+24.74%) Land $15,300 Building $79,000	$94,300 (+24.74%) Land $15,300 Building $79,000
2022	$896.00 Homeowner's exemption	$75,600 Land $12,200 Building $63,400
2021			$75,600 Land $12,200 Building $63,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Keystone Communications Fiber	250 / 250
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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