105 5th Ave, Keystone, IA 52249 Property Records

Benton County property record for 105 5th Ave, Keystone, IA 52249

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,560 sqft · built 1926
Lot Size	0.241 acres (10,508 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Feb 2021)
Tax Bill	$1,942 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09009100`

Property Details

APN / Parcel Number

Primary APN	`09009100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,560 sqft Living Area
1st Floor Area	795 sqft
Basement Area	1,075 sqft
Finished Basement	345 sqft
Unfinished Basement	730 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Metal
Lot Area	10,508 sqft (0.241 acres)
Lot Dimensions	142 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	105 5TH AVE
City	KEYSTONE
State	IA
Zip	52249-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACOBS ADD S 24' LOT 6 & LOT 7 BLK 1
Legal Subdivision	JACOBS 1ST
Legal Block	1
Legal Lot Number	6,7
Jurisdiction	BENTON IA
Township / Civil Division	KANE
Census Block Group	3
Census Block	3061
Census Tract	960600

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 5TH AVE, KEYSTONE, IA 52249-9654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Closed-End Mortgage THE WATKINS SAVINGS BANK
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATKINS SAVINGS BANK
Feb 23, 2021	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	2021814
Prior Transfer Date	May 12, 2005
Prior Transfer Doc	05/2624
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	105 5TH AVE, KEYSTONE, IA 52249-9654
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 5TH AVE, KEYSTONE, IA 52249-9654

Mortgage

Document Number	0000253288
Date	Sep 2, 2025
Instrument	25-3288

Lender

Name	THE WATKINS SAVINGS BANK
Type	Bank
Address	WATKINS, IA 52354

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Aug 25, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	105 5TH AVE, KEYSTONE, IA 52249-9654
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	212036
Date	Apr 28, 2021
Instrument	21-2036

Lender

Name	WATKINS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 30, 2031

Interest

Rate Type	Fixed Rate

February 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BENTON IA
Recording Date	Feb 23, 2021
Property Address	105 5TH AVE, KEYSTONE, IA 52249-9654
Document Number	210814
Instrument Date	Feb 22, 2021
Instrument	21-0814
Transaction Type	Foreclosure
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$95.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 5TH AVE, KEYSTONE, IA 52249-9654

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Keystone City
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,942.00 (-3.38%)	$180,300 (-) Land $21,100 Building $159,200	$180,300 (-) Land $21,100 Building $159,200
2025	$2,010.00 Homeowner's exemption	$180,300 (+1.29%) Land $21,100 Building $159,200	$180,300 (+1.29%) Land $21,100 Building $159,200
2024	$2,010.00 (+14.6%)
2023		$178,000 (+36.09%) Land $20,800 Building $157,200	$178,000 (+36.09%) Land $20,800 Building $157,200
2022	$1,754.00	$130,800 Land $16,600 Building $114,200
2021			$130,800 Land $16,600 Building $114,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Keystone Communications Fiber	250 / 250
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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