108 5th Ave, Keystone, IA 52249 Property Records

Benton County property record for 108 5th Ave, Keystone, IA 52249

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,809 sqft · built 1918
Lot Size	0.244 acres (10,650 sqft)
Owner	Individual Name on Record
Last Sale	$71,500 (Jul 2007)
Tax Bill	$1,662 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09017550`

Property Details

APN / Parcel Number

Primary APN	`09017550`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,809 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	120 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 5TH AVE
City	KEYSTONE
State	IA
Zip	52249-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEYSTONE N 1/2 LOT 15 & ALL LOT 16 BLK 5
Legal Subdivision	KEYSTONE
Legal Block	5
Legal Lot Number	15,16
Jurisdiction	BENTON IA
Township / Civil Division	KANE
Census Block Group	3
Census Block	3060
Census Tract	960600

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 5TH AVE, KEYSTONE, IA 52249-9654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Aug 1, 2017	Deed of Trust, Mortgage · ARM VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2007 · Amount on Record
Deed Sale	Jul 3, 2007 · Amount on Record
Deed Book / Page	7 / 3472
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	108 5TH AVE, KEYSTONE, IA 52249-9654
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221202
Date	Mar 23, 2022
Instrument	22-1202

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	108 5TH AVE, KEYSTONE, IA 52249-9654
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00017/1714
Date	Aug 1, 2017
Book Page	17/1714

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Keystone City
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,662.00 (-2.46%)	$155,800 (-) Land $21,400 Building $134,400	$155,800 (-) Land $21,400 Building $134,400
2025		$155,800 (+2.23%) Land $21,400 Building $134,400	$155,800 (+2.23%) Land $21,400 Building $134,400
2024	$1,704.00 (+19.66%)
2023		$152,400 (+32.52%) Land $21,000 Building $131,400	$152,400 (+32.52%) Land $21,000 Building $131,400
2022	$1,424.00 Homeowner's exemption	$115,000 Land $16,800 Building $98,200
2021			$115,000 Land $16,800 Building $98,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Keystone Communications Fiber	250 / 250
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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