Oswego County and Oswego City property record for 109-111 E 3rd St, Oswego, NY 13126
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 3,743 sqft · built 1892 |
| Owner | Individual Name on Record |
| Last Sale | $79,000 (Apr 2014) |
| Tax Bill | $2,981 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.56-05-27 |
| Primary APN | 351200 128.56-05-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,743 sqft Total Area |
| 1st Floor Area | 2,011 sqft |
| 2nd Floor Area | 1,732 sqft |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Dimensions | 100 ft deep x 54.5 ft wide |
| Porch | Slab |
| Porch Area | 495 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1496 M |
|---|---|
| Street Address | 109-111 E THIRD ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TN2 |
| Legal Subdivision | 4TH WARD |
| Legal Block | 5 |
| Legal Lot Number | 27.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21604 |
Source: Oswego County and Oswego City records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1527 RATHBURN RD, OSWEGO, NY 13126-5701 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2014 · Amount on Record |
| Deed Sale | Apr 24, 2014 · Amount on Record |
| Deed Document Number | 20143442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 109-111 E THIRD ST, OSWEGO, NY 13126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE LINDA |
| Name | Verified Name |
|---|
| Document Number | 0000000292 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | R-2017-000292 |
| Name | PATHFINDER BANK |
|---|---|
| Type | Bank |
| Address | OSWEGO, NY 13126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2032 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,981.00 (-42.81%) | $159,000 (+73.77%) Land $19,000 Building $140,000 | $159,000 (+44.23%) Land $19,000 Building $140,000 |
| 2024 | $5,212.00 | ||
| 2023 | $91,500 Land $12,300 Building $79,200 | $110,241 Land $14,819 Building $95,422 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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