106 E 3rd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 106 E 3rd St, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,836 sqft · built 1900
Lot Size	0.039 acres (1,710 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Jul 2021)
Tax Bill	$2,662 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.56-06-04`

Property Details

APN / Parcel Number

Primary APN	`351200 128.56-06-04`
Alternative APNs	`120012805600060040000000` `1994`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,836 sqft Living Area
1st Floor Area	1,084 sqft
2nd Floor Area	752 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	1,710 sqft (0.039 acres)
Lot Dimensions	47.5 ft deep x 36 ft wide
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1994
Street Address	106 E 3RD ST
City	OSWEGO
State	NY
Zip	13126-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Legal Lot Number	4.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2005
Census Tract	21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.56-06-04

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	106 E 3RD ST, OSWEGO, NY 13126-2605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage PATHFINDER BANK
Jul 17, 2020	Deed of Trust, Mortgage EMPOWER FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Oct 15, 2015 · Amount on Record
Deed Document Number	20218057
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 14, 2021
Property Address	106 E 3RD ST, OSWEGO, NY 13126-2605
Document Number	0000008057
Instrument Date	Jun 18, 2021
Instrument	R-2021-008057
Transaction Type	Transfer
Record Updated	Aug 04, 2021
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 E 3RD ST, 106, OSWEGO, NY 13126-2605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 GARDEN DR, OSWEGO, NY 13126-6104

Mortgage

Document Number	0000008058
Date	Jul 14, 2021
Instrument	R-2021-008058

Lender

Name	PATHFINDER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	106 E 3RD ST, OSWEGO, NY 13126-2605
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005832
Date	Jul 17, 2020
Instrument	R-2020-005832

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2035

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,662.00	$142,000 (+7.58%) Land $13,200 Building $128,800	$142,000 (-10.71%) Land $13,200 Building $128,800
2023		$132,000 Land $7,100 Building $124,900	$159,036 Land $8,554 Building $150,482

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 386 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures