108 E 3rd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 108 E 3rd St, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,650 sqft · built 1850
Lot Size	0.121 acres (5,300 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Jan 2024)
Tax Bill	$3,112 (2025)
Deeds & Mortgages	Feb 2024 Transfer Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.56-06-05`

Property Details

APN / Parcel Number

Primary APN	`351200 128.56-06-05`
Alternative APNs	`120012805600060050000000` `1057`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,650 sqft Living Area
1st Floor Area	1,325 sqft
2nd Floor Area	1,325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,300 sqft (0.121 acres)
Lot Dimensions	100 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	161 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1057
Street Address	108 E 3RD ST
City	OSWEGO
State	NY
Zip	13126-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Legal Lot Number	5.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2005
Census Tract	21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.56-06-05

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 E 3RD ST, OSWEGO, NY 13126-2605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Intrafamily Transfer, Transfer
Jan 10, 2024	Warranty Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS
Jun 12, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 10, 2024 · Amount on Record
Deed Sale	Jan 10, 2024 · Amount on Record
Prior Sale	Jun 12, 2020 · Amount on Record
Deed Document Number	2024R-2024-000280
Last Transfer Date	Feb 20, 2024
Transfer Doc	0000001502
Record Updated	Jun 08, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSWEGO NY
Recording Date	Feb 20, 2024
Property Address	108 E 3RD ST, OSWEGO, NY 13126-2605
Document Number	0000001502
Instrument Date	Feb 20, 2024
Instrument	R-2024-001502
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 E 3RD ST, OSWEGO, NY 13126-2605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E 3RD ST, OSWEGO, NY 13126-2605

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 10, 2024
Property Address	108 E 3RD ST, OSWEGO, NY 13126-2605
Document Number	0000000280
Instrument Date	Dec 28, 2023
Instrument	R-2024-000280
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 E ONEIDA ST, OSWEGO, NY 13126-2640

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 E 3RD ST, OSWEGO, NY 13126-2605

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 12, 2020
Property Address	108 E 3RD ST, OSWEGO, NY 13126-2605
Document Number	0000004648
Instrument Date	Jun 11, 2020
Instrument	R-2020-004648
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 E 3RD ST, 108, OSWEGO, NY 13126-2605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 DOWNEY DR, OSWEGO, NY 13126-6193

Mortgage

Document Number	0000004649
Date	Jun 12, 2020
Instrument	R-2020-004649

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 04, 2040

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,112.00	$166,000 (+10.67%) Land $18,900 Building $147,100	$166,000 (-8.15%) Land $18,900 Building $147,100
2023		$150,000 (-) Land $11,300 Building $138,700	$180,723 (+10.84%) Land $13,614 Building $167,109
2022		$150,000 Land $11,300 Building $138,700	$163,043 Land $12,283 Building $150,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 386 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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