10899 Garrison Rd, Durand, MI 48429 Property Records

Shiawassee County property record for 10899 Garrison Rd, Durand, MI 48429 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	78,408 sqft (1.8 acres)
Occupancy	Owner Occupied
Tax Bill	$3,103.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`012-38-002-000`
Alternative APN	`0123800200000`

Exterior

Lot Area	78,408 sqft (1.8 acres)

Location & Zoning

Street Address	10899 GARRISON RD
City	DURAND
State	MI
Zip	48429-1833
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ATKINSON ACRES - VERNON TWP. LOT 2
Legal Subdivision	ATKINSON ACRES
Legal Lot Number	2
Jurisdiction	SHIAWASSEE MI
Minor Civil Division	VERNON
Census Blockgroup	4
Census Block	4031
Census Tract	31900

Owner

Source: Shiawassee County records · APN 012-38-002-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10899 GARRISON RD, DURAND, MI 48429-1833
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 21, 2012
Transfer Doc	00118000755
Record Refreshed	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	10899 GARRISON RD, DURAND, MI 48429-1833
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10899 GARRISON RD, DURAND, MI 48429-1833

Mortgage

Document Number	0012770468
Date	Jan 19, 2021
Book Page	1277/468
Instrument	3341204

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 21, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Vernon Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,300 (+7.36%)	$262,600 (+7.36%)
2025	$3,103.00 (+2.82%) Homeowner's exemption	$122,300 (+20.61%)	$244,600 (+20.61%)
2024	$3,018.00 (+22.78%)
2023	$2,458.00 Homeowner's exemption	$101,400	$202,800

Flood & Wildfire

10899 Garrison Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Shiawassee County (26155C), updated April 12, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 11th in Michigan
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.