10902 Garrison Rd, Durand, MI 48429 Property Records

Shiawassee County property record for 10902 Garrison Rd, Durand, MI 48429

Property Summary

Property Type	Single Family Home
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jul 2021)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-14-200-001-07`

Property Details

APN / Parcel Number

Primary APN	`012-14-200-001-07`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft
Basement Area	890 sqft
Unfinished Basement	890 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	78,408 sqft (1.8 acres)
Garage Area	572 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10902 GARRISON RD
City	DURAND
State	MI
Zip	48429-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 14 T6N R4E COM AT A PT ON N LINE OF SEC WHICH IS S8920'45!W450 FT FROM NE COR OF SEC S 400 FT S8920'45!W 200 FT N 400 FT
Legal Range	04E
Legal Township	06N
Legal Section	14
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	VERNON
Census Block Group	3
Census Block	3001
Census Tract	31900

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10902 GARRISON RD, DURAND, MI 48429-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Deed Document Number	20213348795
Deed Book / Page	1285 / 8
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 14, 2021
Property Address	10902 GARRISON RD, DURAND, MI 48429-1831
Document Number	0012850008
Book / Page	1285 / 8
Instrument Date	Jul 13, 2021
Instrument	3348795
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	BELL TITLE AGENCY/FENTON, BELL TITLE AGENCY OF GENESEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10902 GARRISON RD, 10902, DURAND, MI 48429-1831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N SAGINAW ST, DURAND, MI 48429-1239

Mortgage

Document Number	3348796
Date	Jul 14, 2021
Instrument	3348796

Lender

Name	ELGA CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Vernon Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,100 (+1.53%)	$306,200 (+1.53%)
2025	$4,360.00 (+2.83%) Homeowner's exemption	$150,800 (+20.54%)	$301,600 (+20.54%)
2024	$4,240.00 (+18.8%)
2023	$3,569.00 Homeowner's exemption	$125,100	$250,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20