1078 Hilliard Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1078 Hilliard Dr, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,452 sqft · built 1966
Lot Size0.223 acres (9,714 sqft)
Owner2 Individual Names on Record
Last Sale$179,900 (Aug 2017)
Tax Bill$4,232 (2025)
Deeds & MortgagesNov 2020 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN540-0061-0268-00

Property Details

APN / Parcel Number

Primary APN540-0061-0268-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,452 sqft Living Area
1st Floor Area1,452 sqft
Basement Area1,452 sqft

Exterior

Year BuiltBuilt 1966
Architectural StyleConventional
Exterior MaterialBrick
Lot Area9,714 sqft (0.223 acres)
Lot Dimensions129 ft deep x 75 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
PorchPorch
Porch Area100 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1078 HILLIARD DR
CityCINCINNATI
StateOH
Zip45238-4162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLIARD DR 75 X 129.451 LOT 41 COVEDALE WEST SUB BLK D PT 3
Legal SubdivisionCOVEDALE WEST SUB
Legal BlockD
Legal Lot Number41
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group1
Census Block1002
Census Tract21303

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1078 HILLIARD DR, CINCINNATI, OH 45238-4162
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRIMELENDING
Apr 13, 2017Warranty Deed, Transfer
STEVEN R BUSHMAN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2017 · Amount on Record
Deed SaleAug 1, 2017 · Amount on Record
Prior SaleApr 13, 2017 · Amount on Record
Deed Document Number17-0069171
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1078 HILLIARD DR, CINCINNATI, OH 45238-4162
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000124881
DateNov 30, 2020
Book Page14304/3522
Instrument2020-0124881
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2040

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 13, 2017
Property Address1078 HILLIARD DR, CINCINNATI, OH 45238-4162
Document Number0000032549
Book / Page013395 / 000450
Instrument DateMar 30, 2017
Instrument32549
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$291.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1078 HILLIARD DR CINCINNATI OH 452384162, CINCINNATI, OH 45238-4162

Mortgage

Document Number32551
DateApr 13, 2017
Book Page013395/000474
Instrument32551
Lender
NameSTEVEN R BUSHMAN
Address6214 CASTLE STONE LN, CINCINNATI, OH 45247-5840
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,232.00 (+2.49%)$71,190 (+%) Land $10,994 Building $60,196
2024$4,129.00 (-0.29%)$71,189 (-) Land $10,993 Building $60,196
2023$4,141.00 (+0.56%)$71,189 (+13.06%) Land $10,993 Building $60,196$203,400 (+13.06%) Land $31,410 Building $171,990
2022$4,118.00 Homeowner's exemption$62,966 Land $9,769 Building $53,197
2020$179,900 Land $27,910 Building $151,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978–1979)
Most Recent ClaimJul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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