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1089 Highlands Dr, Naples, FL 34103 Property Records

Collier County property record for 1089 Highlands Dr, Naples, FL 34103

Property Summary

Property TypeDuplex
Details1,768 sqft · built 1974
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Apr 2022)
Tax Bill$4,233 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Feb 2020 Transfer
+ 1 more
Flood ZoneZone AH (high risk)
APN263500 B 94A22

Property Details

APN / Parcel Number

Primary APN263500 B 94A22
Alternative APNs
  • 29780440000057000B94
  • 29780440000

Interior

Units4 Units
Stories1 Story
Building Area1,768 sqft Living Area
1st Floor Area1,768 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleDuplex Single
Construction TypeMasonry / Concrete Block
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions113 ft deep x 60 ft wide

Location & Zoning

Street Address1089 HIGHLANDS DR
CityNAPLES
StateFL
Zip34103-2323
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRMF-6
Legal DescriptionDECKER HIGHLANDS BLK B E 30FT OF LOT 9 + W 30FT OF LOT 10
Legal Range25
Legal Township49
Legal Section22
Legal SubdivisionDECKER HIGHLANDS
Legal Tract263500
Legal BlockB
Legal Lot Number9
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3011
Census Tract10300

Owner

Source: Collier County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address27 SHELLEY RD, KENDALL PARK, NJ 08824-1217
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2022Warranty Deed, Transfer · Conventional Mortgage
NEXBANK SSB
Feb 11, 2020Correction Deed
ATTORNEY ONLY
Jan 15, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 8, 2022 · Amount on Record
Deed SaleApr 8, 2022 · Amount on Record
Prior SaleOct 2, 2002 · Amount on Record
Deed Document Number20226232840
Deed Book / Page6109 / 2482
Prior Transfer DateFeb 5, 2020
Prior Transfer Doc0057260054
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateApr 8, 2022
Property Address1089 HIGHLANDS DR, NAPLES, FL 34103-2323
Document Number0061092482
Book / Page6109 / 2482
Map ReferenceMB 1 PG 80
Instrument DateMar 30, 2022
Instrument6232840
Transaction TypeTransfer
Record UpdatedApr 19, 2022
Title CompanyOMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 GLENWOOD CIR APT 501, 200, MONTEREY, CA 93940-6746

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 SHELLEY RD, KENDALL PARK, NJ 08824-1217

Mortgage

Document Number0061092485
DateApr 8, 2022
Instrument6109/2485
Lender
NameNEXBANK SSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

February 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionCOLLIER FL
Recording DateFeb 11, 2020
Property Address1089 HIGHLANDS DR, NAPLES, FL 34103-2323
Document Number0057260054
Book / Page005726 / 000054
Instrument DateFeb 5, 2020
Instrument5827000
Record UpdatedMar 4, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address20 GLENWOOD CIR #501 MONTEREY CA 93940, 501, MONTEREY, CA 93940

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOLLIER FL
Recording DateJan 15, 2020
Property Address1089 HIGHLANDS DR, NAPLES, FL 34103-2323
Document Number0057170677
Book / Page005717 / 000677
Instrument DateJan 9, 2020
Instrument5815893
Transaction TypeTransfer
Record UpdatedFeb 4, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address200 GLENWOOD CIR #501 MONTEREY CA 939406746, 501, MONTEREY, CA 93940-6746

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,233.00 (-7.98%)$390,240 (-14.93%) Land $303,750 Building $86,490$390,240 (-14.93%) Land $303,750 Building $86,490
2024$4,600.00 (-7.98%)
2023$4,999.00 (+74.67%)$458,740 (+129.63%) Land $359,438 Building $99,302$458,740 (+70.2%) Land $359,438 Building $99,302
2022$2,862.00$199,774$269,525 Land $175,500 Building $94,025

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 141 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies141 in force
Nearby Flood Claims68 (1979–2024)
Claims Outside the SFHA33 of 68
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 42 claims
  • Hurricane Wilma, Oct 2005 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Lumen Technologies, Orlando Telephone Company.

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