Montgomery County property record for 10889 Lake Forest Dr, Conroe, TX 77384
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 6,034 sqft · built 2013 |
| Lot Size | 8.93 acres (388,991 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $38,298 (2025) |
| Deeds & Mortgages | Aug 2024 Line of Credit May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8269-00-03000 |
| Primary APN | 8269-00-03000 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Plumbing Fixtures | 29 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 6,034 sqft Living Area |
| Gross Area | 6,975 sqft |
| 1st Floor Area | 4,249 sqft |
| 2nd Floor Area | 1,785 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 388,991 sqft |
| View / Lot | Front |
| Garage Type | Attached |
| Garage Area | 941 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 1,033 sqft |
| Deck Area | 324 sqft |
| Patio Area | 1,525 sqft |
| Storage Building | 3,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10889 LAKE FOREST DR |
|---|---|
| City | CONROE |
| State | TX |
| Zip | 77384-3247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Description | RED OAK RANCH 01, BLOCK 2, LOT 27, ACRES 8.93 |
| Legal Subdivision | RED OAK RANCH 01 |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 690502 |
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10889 LAKE FOREST DR, CONROE, TX 77384-3247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 5, 2024 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| May 2, 2017 | Deed of Trust, Mortgage · ARM ZB NA |
| Jul 15, 2021 | Vendor's Lien, Transfer · Line of Credit MIDFIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2021 |
| Deed Sale | Aug 23, 2021 |
| Prior Sale | Jul 15, 2021 · Amount on Record |
| Deed Document Number | 2021116459 |
| Prior Transfer Date | Apr 13, 2011 |
| Prior Transfer Doc | 0000100139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 10889 LAKE FOREST DR, CONROE, TX 77384-3247 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | STEWART TITLE, STEWART TTL OF MONTGOMERY CN |
| Name | Verified Name |
|---|---|
| Address | 10889 LAKE FOREST DR, CONROE, TX 77384-3247 |
| Document Number | 0000077251 |
|---|---|
| Date | Aug 5, 2024 |
| Instrument | 2024077251 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | SPRING, TX 77381 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 10889 LAKE FOREST DR, CONROE, TX 77384-3247 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Title Company | DHI TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000037208 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 2017037208 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77027 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jul 15, 2021 |
| Property Address | 10889 LAKE FOREST DR, CONROE, TX 77384-3247 |
| Document Number | 0000097331 |
| Map Reference | CAB I SH 200 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021097331 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9410 DEER PATH LN, MAGNOLIA, TX 77354-6871 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10889 LAKE FOREST DR, CONROE, TX 77384-3247 |
| Document Number | 0000097332 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021097332 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Magnolia Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,669,829 (+0.18%) Land $267,900 Building $2,401,929 | $2,669,829 (-5.08%) Land $267,900 Building $2,401,929 | |
| 2025 | $38,298.00 (+9.09%) Homeowner's exemption | $2,664,944 (+1%) | $2,812,699 (+16.1%) Land $267,900 Building $2,544,799 |
| 2024 | $35,108.00 (-5.88%) Homeowner's exemption | $2,422,676 (-5.91%) Land $267,900 Building $2,154,776 | $2,422,676 (-5.91%) Land $267,900 Building $2,154,776 |
| 2023 | $37,302.00 Homeowner's exemption | $2,574,780 Land $267,900 Building $2,306,880 | $2,574,780 Land $267,900 Building $2,306,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK RANCH WATER SYSTEM private · serves 1,233 people · EPA ID TX1700609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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