10889 Lake Forest Dr, Conroe, TX 77384 Property Records

Montgomery County property record for 10889 Lake Forest Dr, Conroe, TX 77384

Property Summary

Property TypeSingle Family Home
Details6 ba · 6,034 sqft · built 2013
Lot Size8.93 acres (388,991 sqft)
Owner2 Individual Names on Record
Tax Bill$38,298 (2025)
Deeds & MortgagesAug 2024 Line of Credit
May 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8269-00-03000

Property Details

APN / Parcel Number

Primary APN8269-00-03000
Alternative APN
  • R254715

Interior

Full Baths6 Baths
Plumbing Fixtures29 Plumbing Fixtures
Stories2 Stories
Building Area6,034 sqft Living Area
Gross Area6,975 sqft
1st Floor Area4,249 sqft
2nd Floor Area1,785 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area388,991 sqft
View / LotFront
Garage TypeAttached
Garage Area941 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area1,033 sqft
Deck Area324 sqft
Patio Area1,525 sqft
Storage Building3,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10889 LAKE FOREST DR
CityCONROE
StateTX
Zip77384-3247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2
Legal DescriptionRED OAK RANCH 01, BLOCK 2, LOT 27, ACRES 8.93
Legal SubdivisionRED OAK RANCH 01
Legal Block2
Legal Lot Number27
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group3
Census Block3002
Census Tract690502

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10889 LAKE FOREST DR, CONROE, TX 77384-3247
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2024Deed of Trust, Mortgage · Line of Credit
ZB NA
May 2, 2017Deed of Trust, Mortgage · ARM
ZB NA
Jul 15, 2021Vendor's Lien, Transfer · Line of Credit
MIDFIRST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2021
Deed SaleAug 23, 2021
Prior SaleJul 15, 2021 · Amount on Record
Deed Document Number2021116459
Prior Transfer DateApr 13, 2011
Prior Transfer Doc0000100139
Record UpdatedOct 29, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address10889 LAKE FOREST DR, CONROE, TX 77384-3247
Transaction TypeMortgage
Record UpdatedDec 1, 2025
Title CompanySTEWART TITLE, STEWART TTL OF MONTGOMERY CN

Transferred To (Grantee/Buyer)

NameVerified Name
Address10889 LAKE FOREST DR, CONROE, TX 77384-3247

Mortgage

Document Number0000077251
DateAug 5, 2024
Instrument2024077251
Lender
NameZB NA
TypeBank
AddressSPRING, TX 77381
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address10889 LAKE FOREST DR, CONROE, TX 77384-3247
Transaction TypeMortgage
Record UpdatedNov 7, 2022
Title CompanyDHI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037208
DateMay 2, 2017
Instrument2017037208
Lender
NameZB NA
TypeBank
AddressHOUSTON, TX 77027
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueMay 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateMay 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5%
Index1-Year LIBOR
Max Rate9%

July 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateJul 15, 2021
Property Address10889 LAKE FOREST DR, CONROE, TX 77384-3247
Document Number0000097331
Map ReferenceCAB I SH 200
Instrument DateJul 9, 2021
Instrument2021097331
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9410 DEER PATH LN, MAGNOLIA, TX 77354-6871

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10889 LAKE FOREST DR, CONROE, TX 77384-3247

Mortgage

Document Number0000097332
DateJul 15, 2021
Instrument2021097332
Lender
NameMIDFIRST BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictMagnolia Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,669,829 (+0.18%) Land $267,900 Building $2,401,929$2,669,829 (-5.08%) Land $267,900 Building $2,401,929
2025$38,298.00 (+9.09%) Homeowner's exemption$2,664,944 (+1%)$2,812,699 (+16.1%) Land $267,900 Building $2,544,799
2024$35,108.00 (-5.88%) Homeowner's exemption$2,422,676 (-5.91%) Land $267,900 Building $2,154,776$2,422,676 (-5.91%) Land $267,900 Building $2,154,776
2023$37,302.00 Homeowner's exemption$2,574,780 Land $267,900 Building $2,306,880$2,574,780 Land $267,900 Building $2,306,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Nearby Flood Policies47 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 82% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK RANCH WATER SYSTEM
private · serves 1,233 people · EPA ID TX1700609
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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