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10886 Walnut Dr, Saint John, IN 46373 Property Records

Lake County property record for 10886 Walnut Dr, Saint John, IN 46373

Property Summary

Property TypeRow House
Details2 ba · 1,645 sqft · built 2020
Lot Size0.323 acres (14,105 sqft)
OwnerIndividual Name on File
Tax Bill$4,568 (2024)
Deeds & MortgagesOct 2020 Mortgage
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APN45-15-03-381-004.000-015

Property Details

APN / Parcel Number

Primary APN45-15-03-381-004.000-015

Interior

Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,645 sqft Living Area
Basement Area1,645 sqft

Exterior

Year BuiltBuilt 2020
Construction TypeMasonry / Concrete Block
Roof MaterialOther
Lot Area14,105 sqft (0.323 acres)
Lot Dimensions155 ft deep x 91 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10886 WALNUT DR
CitySAINT JOHN
StateIN
Zip46373-8301
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Row House
Legal DescriptionTHE GATES OF ST. JOHN UNIT 1F LOT J EX. N.43.17FT.
Legal SubdivisionTHE GATES OF ST JOHN
Legal Lot NumberJ
JurisdictionLAKE IN
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1026
Census Tract42904

Owner

10886 Walnut Dr, a row house, is owned and occupied by an individual who acquired it in October 2020.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address10886 WALNUT DR, SAINT JOHN, IN 46373-8301
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
STEARNS LENDING LLC
Oct 14, 2020Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2020
Deed SaleOct 14, 2020
Prior SaleOct 14, 2020
Deed Document Number2020-073132
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateOct 14, 2020
Property Address10886 WALNUT DR, SAINT JOHN, IN 46373-8301
Document Number0000073132
Map ReferenceMB 110 PG 85
Instrument DateOct 5, 2020
Instrument2020-073132
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 30, 2021
Title CompanyCHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10886 WALNUT DR, SAINT JOHN, IN 46373-8301

Mortgage

Document Number0000073133
DateOct 14, 2020
Instrument2020-073133
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateOct 14, 2020
Property Address10886 WALNUT DR, SAINT JOHN, IN 46373-8301
Document Number0000073131
Instrument DateSep 25, 2020
Instrument73131
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3500 UNION AVE STEGER IL 604751743, STEGER, IL 60475-1743

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionHanover Township
MunicipalitySt. John Town
Unified School DistrictHanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$376,700 Land $60,000 Building $316,700$376,700 Land $60,000 Building $316,700
2024$4,568.00
2023$408,300 (+2.1%) Land $92,800 Building $315,500$408,300 (+2.1%) Land $92,800 Building $315,500
2022$4,826.00 (-2.07%)$399,900 Land $92,800 Building $307,100$399,900 Land $92,800 Building $307,100
2021$4,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10886 Walnut Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10886 Walnut Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. JOHN MUNICIPAL WATER UTILITY
serves 25,700 people · EPA ID IN5245043
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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