10853 Walnut Dr, Saint John, IN 46373 Property Records

Lake County property record for 10853 Walnut Dr, Saint John, IN 46373

Property Summary

Property Type	Row House
Details	2 ba · 1,802 sqft · built 2021
Lot Size	0.157 acres (6,880 sqft)
Owner	Individual Name on Record
Tax Bill	$4,171 (2024)
Deeds & Mortgages	May 2024 Line of Credit Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-15-03-380-011.000-015`

Property Details

APN / Parcel Number

Primary APN	`45-15-03-380-011.000-015`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,802 sqft Living Area
Basement Area	1,802 sqft

Exterior

Year Built	Built 2021
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	6,880 sqft (0.157 acres)
Lot Dimensions	160 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10853 WALNUT DR
City	SAINT JOHN
State	IN
Zip	46373-8301
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	THE GATES OF ST. JOHN UNIT 1F PT. OF LOT M (10853 WALNUT DR)
Legal Subdivision	THE GATES OF ST JOHN
Legal Lot Number	M
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1026
Census Tract	42904

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10853 WALNUT DR, SAINT JOHN, IN 46373-8301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK
Jul 23, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST MIDWEST BANK
Oct 8, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021
Deed Sale	Oct 8, 2021
Prior Sale	Jul 23, 2021
Deed Document Number	2021-531838
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10853 WALNUT DR, SAINT JOHN, IN 46373-8301
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10853 WALNUT DR, SAINT JOHN, IN 46373-8301

Mortgage

Document Number	0000014362
Date	May 6, 2024
Instrument	2024-514362

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	HIGHLAND, IN 46322

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	327 Months
Due	Aug 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10853 WALNUT DR, SAINT JOHN, IN 46373-8301
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10853 WALNUT DR, SAINT JOHN, IN 46373-8301

Mortgage

Document Number	0000058709
Date	Sep 13, 2021
Instrument	2021-058709

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	HIGHLAND, IN 46322

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 23, 2021
Property Address	10853 WALNUT DR, SAINT JOHN, IN 46373-8301
Document Number	0000019473
Map Reference	MB 110 PG 85
Instrument Date	Jul 21, 2021
Instrument	2021-519473
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10853 WALNUT DR, SAINT JOHN, IN 46373-8301

Mortgage

Document Number	0000019474
Date	Jul 23, 2021
Instrument	2021-519474

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 8, 2021
Property Address	10853 WALNUT DR, SAINT JOHN, IN 46373-8301
Document Number	0000031838
Map Reference	MB 110 PG 85
Instrument Date	Jul 21, 2021
Instrument	2021-531838
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1C853 WALNUT DR, SAINT JOHN, IN 46373

Mortgage

Document Number	0000031839
Date	Oct 8, 2021
Instrument	2021-531839

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$393,500 (+4.65%) Land $60,000 Building $333,500	$393,500 (+4.65%) Land $60,000 Building $333,500
2024	$4,171.00 (-3.65%)
2023		$376,000 (+3.35%) Land $44,300 Building $331,700	$376,000 (+3.35%) Land $44,300 Building $331,700
2022	$4,329.00 (+408.1%)	$363,800 Land $44,300 Building $319,500	$363,800 Land $44,300 Building $319,500
2021	$852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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