10863 Walnut Dr, Saint John, IN 46373 Property Records

Lake County property record for 10863 Walnut Dr, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,604 sqft · built 2021
Lot Size	0.152 acres (6,636 sqft)
Owner	2 Individual Names on Record
Last Sale	$406,900 (Nov 2021)
Tax Bill	$4,159 (2024)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-15-03-380-012.000-015`

Property Details

APN / Parcel Number

Primary APN	`45-15-03-380-012.000-015`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	3,604 sqft Living Area
Gross Area	5,846 sqft
1st Floor Area	1,802 sqft
Basement Area	1,802 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Lot Area	6,636 sqft (0.152 acres)
Lot Dimensions	158 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10863 WALNUT DR
City	SAINT JOHN
State	IN
Zip	46373-8301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GATES OF ST. JOHN UNIT 1F S.42FT OF LOT M
Legal Subdivision	THE GATES OF ST. JOHN UNIT 1
Legal Lot Number	M
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1026
Census Tract	42904

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10863 WALNUT DR, SAINT JOHN, IN 46373-8301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Sep 17, 2018
Deed Document Number	2021537192
Record Updated	Oct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Nov 9, 2021
Property Address	10863 WALNUT DR, SAINT JOHN, IN 46373-8301
Document Number	0000037192
Map Reference	MB 110 PG 85
Instrument Date	Nov 9, 2021
Instrument	2021-537192
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10863 WALNUT DR, SAINT JOHN, IN 46373-8301

Mortgage

Document Number	0000037193
Date	Nov 9, 2021
Instrument	2021-537193

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$393,500 (+4.93%) Land $60,000 Building $333,500	$393,500 (+4.93%) Land $60,000 Building $333,500
2024	$4,159.00 (-3.62%)
2023		$375,000 (+3.36%) Land $43,300 Building $331,700	$375,000 (+3.36%) Land $43,300 Building $331,700
2022	$4,315.00 (+454.63%)	$362,800 Land $43,300 Building $319,500	$362,800 Land $43,300 Building $319,500
2021	$778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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