1088 W Diamond Shore Loop, #42, Hernando, FL 34442 Property Records

Citrus County property record for 1088 W Diamond Shore Loop, #42, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,750 sqft · built 2005
Lot Size0.155 acres (6,748 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Dec 2016)
Tax Bill$2,374 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18E-18S-25-0210-000B0-0420

Property Details

APN / Parcel Number

Primary APN18E-18S-25-0210-000B0-0420
Alternative APNs
  • 2518S18E0210000B00420
  • 3261056

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,750 sqft Living Area
Gross Area2,349 sqft
1st Floor Area1,750 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area6,748 sqft (0.155 acres)
Lot Dimensions125 ft deep x 54 ft wide
Garage TypeAttached
Garage Area399 sqft
Parking Spaces6 Parking Spaces
PorchFinished/Screened Porch
Porch Area235 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3261056
Street Address1088 W DIAMOND SHORE LOOP, 42
CityHERNANDO
StateFL
Zip34442-6237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR
Legal DescriptionWOODVIEW VILLAS III PB 17 PG 70 LOT 42 BLK B
Legal Range18E
Legal Township18S
Legal Section23
Legal SubdivisionWOODVIEW VILLAS III
Legal BlockB
Legal Lot Number42
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1003
Census Tract450703

Owner

1088 W Diamond Shore Loop, #42 is owned and occupied by an individual who bought it in December 2016.

Source: Citrus County records, as of December 3, 2025

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1477, LECANTO, FL 34460-1477
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2016 · Amount on File
Deed SaleDec 19, 2016 · Amount on File
Prior SaleApr 6, 2015 · Amount on File
Deed Document Number201657445
Deed Book / Page2800 / 796
Prior Transfer DateJan 22, 2016
Prior Transfer Doc0027361071
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1088 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6237
Document Number0030370171
Instrument DateJan 31, 2020
Transaction TypeMortgage
Record UpdatedMar 6, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1088 W DIAMOND SHORE LOOP HERNANDO FL 344426237, HERNANDO, FL 34442-6237

Mortgage

Document Number0030370171
DateFeb 6, 2020
Book Page003037/000171
Instrument6668
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 5, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1088 W Diamond Shore Loop, #42 was $2,374 with a homeowner's exemption, up 5.2% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,374.00 (+5.23%) Homeowner's exemption$189,330 (-35.63%)$261,503 (-11.1%) Land $18,980 Building $242,523
2024$2,256.00 (+2.69%) Homeowner's exemption Additional exemption filed$294,140 (+11.99%) Land $18,980 Building $275,160$294,140 (+11.99%) Land $18,980 Building $275,160
2023$2,197.00 (+6.96%) Homeowner's exemption Additional exemption filed$262,643 (+23.58%) Land $18,980 Building $243,663$262,643 (+23.58%) Land $18,980 Building $243,663
2022$2,054.00 Homeowner's exemption Additional exemption filed$212,524 Land $18,980 Building $193,544$212,524 Land $18,980 Building $193,544

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1088 W Diamond Shore Loop, #42 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1088 W Diamond Shore Loop, #42 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on W Diamond Shore Loop

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