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1082 W Diamond Shore Loop, #41, Hernando, FL 34442 Property Records

Citrus County property record for 1082 W Diamond Shore Loop, #41, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,658 sqft · built 2005
Lot Size0.155 acres (6,744 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Dec 2021)
Tax Bill$4,246 (2025)
Deeds & MortgagesDec 2021 Sale
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18E-18S-25-0210-000B0-0410

Property Details

APN / Parcel Number

Primary APN18E-18S-25-0210-000B0-0410
Alternative APNs
  • 2518S18E0210000B00410
  • 3261044

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,658 sqft Living Area
Gross Area2,235 sqft
1st Floor Area1,658 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialConcrete
Lot Area6,744 sqft (0.155 acres)
Lot Dimensions125 ft deep x 54 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces6 Parking Spaces
PorchFinished/Screened Porch
Porch Area166 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3261044
Street Address1082 W DIAMOND SHORE LOOP, 41
CityHERNANDO
StateFL
Zip34442-6222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR
Legal DescriptionWOODVIEW VILLAS III PB 17 PG 70 LOT 41 BLK B
Legal Range18E
Legal Township18S
Legal Section23
Legal SubdivisionWOODVIEW VILLAS III
Legal BlockB
Legal Lot Number41
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1003
Census Tract450703

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address241 E VILLAGE RD, MONROE, CT 06468-3004
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Warranty Deed, Transfer
NOT AVAILABLE, MANATEE TITLE LLC
Oct 16, 2019Warranty Deed, Transfer · Conventional with PMI
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2021 · Amount on Record
Deed SaleDec 10, 2021 · Amount on Record
Prior SaleOct 16, 2019 · Amount on Record
Deed Document Number202185259
Deed Book / Page3233 / 2149
Prior Transfer DateAug 15, 2006
Prior Transfer Doc0020430335
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateDec 10, 2021
Property Address1082 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6222
Document Number0032332149
Book / Page3233 / 2149
Map ReferenceMB 17 PG 70&71
Instrument DateNov 29, 2021
Instrument2021085259
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyNOT AVAILABLE, MANATEE TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1082 W DIAMOND SHORE LOOP, 1082, HERNANDO, FL 34442-6222

Transferred To (Grantee/Buyer)

NameVerified Name
Address241 E VILLAGE RD, MONROE, CT 06468-3004

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateOct 16, 2019
Property Address1082 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6222
Document Number0030111462
Book / Page003011 / 001462
Instrument DateOct 4, 2019
Instrument54239
Transaction TypeTransfer
Record UpdatedNov 5, 2019
Title CompanyCOMPASS LAND AND TITLE, COMPASS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,294.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1082 W DIAMOND SHORE LOOP HERNANDO FL 344426222, HERNANDO, FL 34442-6222

Mortgage

Document Number30111463
DateOct 16, 2019
Book Page003011/001463
Instrument54240
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77027
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 15, 2049

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,246.00 (-2.66%)$274,148 (-11.08%) Land $18,980 Building $255,168$274,148 (-11.08%) Land $18,980 Building $255,168
2024$4,362.00 (+9.38%)$308,302 (+12.06%) Land $18,980 Building $289,322$308,302 (+12.06%) Land $18,980 Building $289,322
2023$3,988.00 (+18.13%)$275,122 (+22.44%) Land $18,980 Building $256,142$275,122 (+22.44%) Land $18,980 Building $256,142
2022$3,376.00 Additional exemption filed$224,700 Land $18,980 Building $205,720$224,700 Land $18,980 Building $205,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Starlink
Satellite		280 / 30

May also be available: Verizon.

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