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1103 W Diamond Shore Loop, #18, Hernando, FL 34442 Property Records

Citrus County property record for 1103 W Diamond Shore Loop, #18, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,179 sqft · built 2005
Lot Size0.174 acres (7,557 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Aug 2021)
Tax Bill$2,872 (2025)
Deeds & MortgagesMar 2022 Transfer
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18E-18S-25-0210-000C0-0180

Property Details

APN / Parcel Number

Primary APN18E-18S-25-0210-000C0-0180
Alternative APNs
  • 2518S18E0210000C00180
  • 3261370

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,179 sqft Living Area
Gross Area2,881 sqft
1st Floor Area2,179 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialConcrete
Lot Area7,557 sqft (0.174 acres)
Lot Dimensions125 ft deep x 52 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces7 Parking Spaces
PorchFinished/Screened Porch
Porch Area281 sqft
Patio Area275 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3261370
Street Address1103 W DIAMOND SHORE LOOP, 18
CityHERNANDO
StateFL
Zip34442-6238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR
Legal DescriptionWOODVIEW VILLAS III PB 17 PG 70 LOT 18 BLK C
Legal Range18E
Legal Township18S
Legal Section23
Legal SubdivisionWOODVIEW VILLAS III
Legal BlockC
Legal Lot Number18
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1009
Census Tract450703

Owner

Source: Citrus County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1103 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 2, 2021Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Oct 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL CITY HM LNS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2021 · Amount on Record
Deed SaleAug 2, 2021 · Amount on Record
Prior SaleJan 5, 2005 · Amount on Record
Deed Document Number202152565
Deed Book / Page3191 / 194
Last Transfer DateMar 9, 2022
Transfer Doc0032631275
Record UpdatedJun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateMar 16, 2022
Property Address1103 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6238
Document Number0032631275
Book / Page3263 / 1275
Map ReferenceMB 17 PG 70&71
Instrument DateMar 9, 2022
Instrument2022018432
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1103 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6238

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateAug 2, 2021
Property Address1103 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6238
Document Number0031910194
Book / Page3191 / 194
Map ReferenceMB 17 PG 70&71
Instrument DateJul 30, 2021
Instrument2021052565
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyNOT AVAILABLE, MANATEE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1103 W DIAMOND SHORE LOOP, 1103, HERNANDO, FL 34442-6238

Transferred To (Grantee/Buyer)

NameVerified Name
Address10122 SW CHADWICK DR, PORT SAINT LUCIE, FL 34987-2420

Mortgage

Document Number0003191195
DateAug 2, 2021
Instrument3191/195
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2041

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1103 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6238
Document Number0031000253
Instrument DateOct 9, 2020
Transaction TypeMortgage
Record UpdatedNov 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1103 W DIAMOND SHORE LOOP HERNANDO FL 344426238, HERNANDO, FL 34442-6238

Mortgage

Document Number0031000253
DateOct 15, 2020
Book Page003100/000253
Instrument55509
Lender
NameCAPITAL CITY HM LNS LLC
AddressLAWRENCEVILLE, GA 30043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 14, 2050

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,872.00 (+4.82%) Homeowner's exemption$222,896 (-41.71%)$340,922 (-10.84%) Land $28,470 Building $312,452
2024$2,740.00 (+2.58%) Homeowner's exemption Additional exemption filed$382,387 (+12.25%) Land $28,470 Building $353,917$382,387 (+12.25%) Land $28,470 Building $353,917
2023$2,671.00 (+7.27%) Homeowner's exemption Additional exemption filed$340,658 (+21.82%) Land $28,470 Building $312,188$340,658 (+21.82%) Land $28,470 Building $312,188
2022$2,490.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed$279,644 Land $28,470 Building $251,174$279,644 Land $28,470 Building $251,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Starlink
Satellite		280 / 30

May also be available: Verizon.

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