1088 Cobblestone Rd, Holland, MI 49423 Property Records

Allegan County property record for 1088 Cobblestone Rd, Holland, MI 49423

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,670 sqft · built 2005
Lot Size	0.028 acres (1,227 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jul 2026)
Tax Bill	$6,552 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-307-717`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-307-717`
Alternative APN	`03-53-02-06-307-717`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,670 sqft Living Area
1st Floor Area	933 sqft
Basement Area	778 sqft
Unfinished Basement	778 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Wood
Lot Area	1,227 sqft
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1088 COBBLESTONE RD
City	HOLLAND
State	MI
Zip	49423-8866
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	UNIT 17, COBBLESTONE TOWNHOUSE CONDOMINIUM SEC 6 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	06
Legal Subdivision	COBBLESTONE TOWNHOUSE CONDOMINIUM
Legal Unit	17
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2004
Census Tract	32200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1088 COBBLESTONE RD, HOLLAND, MI 49423-8866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Jun 8, 2022	Warranty Deed, Transfer ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	Jun 8, 2022 · Amount on Record
Deed Document Number	202612398
Deed Book / Page	5159 / 166
Prior Transfer Date	Jul 16, 2015
Prior Transfer Doc	3952/210
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 23, 2026
Property Address	1088 COBBLESTONE RD, HOLLAND, MI 49423-8866
Document Number	0000012398
Book / Page	5159 / 166
Instrument Date	Jul 17, 2026
Instrument	202612398
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304,010.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 COBBLESTONE RD, HOLLAND, MI 49423-8866

Mortgage

Document Number	0000012399,
Date	Jul 23, 2026
Instrument	202612399

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 15, 2023
Property Address	1088 COBBLESTONE RD, HOLLAND, MI 49423-8866
Document Number	004878/691
Book / Page	4878 / 691
Map Reference	LB 2320 PG 169
Instrument Date	Aug 11, 2023
Instrument	2023011687
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1088 COBBLESTONE RD, HOLLAND, MI 49423-8866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 COBBLESTONE RD, HOLLAND, MI 49423-8866

Mortgage

Document Number	2023011688
Date	Aug 15, 2023
Instrument	2023011688

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 8, 2022
Property Address	1088 COBBLESTONE RD, HOLLAND, MI 49423-8866
Document Number	004768/722
Book / Page	4768 / 722
Map Reference	LB 2320 PG 169
Instrument Date	May 31, 2022
Instrument	2022011711
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1761 LARAMY LN, 1761, HUDSONVILLE, MI 49426-8727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 E WHITE LAKE DR, TWIN LAKE, MI 49457-8945

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,500 (+0.34%) Land $14,300 Building $135,200	$299,000 (+0.34%) Land $28,600 Building $270,400
2025	$6,552.00 (-4.01%) Homeowner's exemption	$149,000 (+18.35%) Land $14,000 Building $135,000	$298,000 (+18.35%) Land $28,000 Building $270,000
2024	$6,826.00
2023		$125,900 Land $13,000 Building $112,900	$251,800 Land $26,000 Building $225,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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