1092 Cobblestone Rd, Holland, MI 49423 Property Records

Allegan County property record for 1092 Cobblestone Rd, Holland, MI 49423

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,670 sqft · built 2006
Lot Size	0.028 acres (1,228 sqft)
Owner	Individual Name on Record
Last Sale	$324,900 (Nov 2025)
Tax Bill	$5,478 (2025)
Deeds & Mortgages	Sep 2010 Mortgage Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-307-718`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-307-718`
Alternative APN	`03-53-02-06-307-718`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,670 sqft Living Area
1st Floor Area	933 sqft
Basement Area	778 sqft
Unfinished Basement	778 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	1,228 sqft (0.028 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1092 COBBLESTONE RD
City	HOLLAND
State	MI
Zip	49423-8866
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	UNIT 18, COBBLESTONE TOWNHOUSE CONDOMINIUM SEC 6 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	06
Legal Subdivision	COBBLESTONE TOWNHOUSE CONDOMINIUM
Legal Unit	18
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2004
Census Tract	32200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 W 33RD ST, HOLLAND, MI 49423-4605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2010	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
Jun 10, 2019	Intrafamily Transfer, Transfer
Sep 11, 2018	Warranty Deed, Transfer · Conventional Mortgage MACATAWA BANK
Dec 29, 2017	Warranty Deed, Transfer FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Deed Document Number	202517659
Deed Book / Page	5083 / 365
Prior Transfer Date	May 28, 2019
Prior Transfer Doc	4351/186
Record Updated	Oct 29, 2026

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1092 COBBLESTONE RD, HOLLAND, MI 49423-8866
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003446/392
Date	Sep 7, 2010
Book Page	3446/392

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2040

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 3, 2025
Property Address	1092 COBBLESTONE RD, HOLLAND, MI 49423-8866
Document Number	005083/365
Book / Page	5083 / 365
Map Reference	LB 2320 PG 169
Instrument Date	Oct 31, 2025
Instrument	2025017659
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1092 COBBLESTONE RD, HOLLAND, MI 49423-8866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 W 33RD ST, HOLLAND, MI 49423-4605

Mortgage

Document Number	0005083369
Date	Nov 3, 2025
Instrument	5083/369

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jun 10, 2019
Property Address	1092 COBBLESTONE RD, HOLLAND, MI 49423-8866
Document Number	4351/186
Book / Page	4351 / 186
Map Reference	LB 2320 PG 169
Instrument Date	May 28, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1092 COBBLESTONE RD, 1092, HOLLAND, MI 49423-8866

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1092 COBBLESTONE RD, HOLLAND, MI 49423-8866
Investor	Possibly a Property Investor

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 11, 2018
Property Address	1092 COBBLESTONE RD, HOLLAND, MI 49423-8866
Document Number	004280/801
Book / Page	4280 / 801
Instrument Date	Sep 5, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,849.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1092 COBBLESTONE RD, 1092, HOLLAND, MI 49423-8866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 COBBLESTONE RD, HOLLAND, MI 49423-8866
Investor	Possibly a Property Investor

Mortgage

Document Number	0004280805
Date	Sep 11, 2018
Instrument	4280/805

Lender

Name	MACATAWA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 29, 2017
Property Address	1092 COBBLESTONE RD, HOLLAND, MI 49423-8866
Document Number	4208/373
Book / Page	4208 / 373
Map Reference	LB23320 PG169
Instrument Date	Dec 14, 2017
Instrument	4208-373
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,702.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1092 COBBLESTONE RD, 1092, HOLLAND, MI 49423-8866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5164 MADISON AVE APT C11, C11, OKEMOS, MI 48864-5139

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,400 (+4.59%) Land $14,300 Building $152,100	$332,800 (+4.59%) Land $28,600 Building $304,200
2025	$5,478.00 (+2.87%) Homeowner's exemption	$159,100 (+18.47%) Land $14,000 Building $145,100	$318,200 (+18.47%) Land $28,000 Building $290,200
2024	$5,325.00
2023		$134,300 Land $13,000 Building $121,300	$268,600 Land $26,000 Building $242,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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