1078 Cobblestone Rd, Holland, MI 49423 Property Records

Allegan County property record for 1078 Cobblestone Rd, Holland, MI 49423

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,670 sqft · built 2005
Lot Size	0.028 acres (1,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Mar 2013)
Tax Bill	$3,442 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-307-712`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-307-712`
Alternative APN	`03-53-02-06-307-712`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,670 sqft Living Area
1st Floor Area	933 sqft
Basement Area	778 sqft
Unfinished Basement	778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	1,227 sqft
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1078 COBBLESTONE RD
City	HOLLAND
State	MI
Zip	49423-8866
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	UNIT 12, COBBLESTONE TOWNHOUSE CONDOMINIUM SEC 6 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	06
Legal Subdivision	COBBLESTONE TOWNHOUSE CONDOMINIUM
Legal Unit	12
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2004
Census Tract	32200

Owner

Source: Allegan County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1078 COBBLESTONE RD, HOLLAND, MI 49423-8866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2013 · Amount on Record
Deed Sale	Mar 6, 2013 · Amount on Record
Prior Sale	Aug 10, 2005 · Amount on Record
Deed Book / Page	3712 / 491
Prior Transfer Date	Feb 26, 2013
Prior Transfer Doc	3747/266
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1078 COBBLESTONE RD, HOLLAND, MI 49423-8866
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 COBBLESTONE RD, HOLLAND, MI 49423-8866

Mortgage

Document Number	005091/850
Date	Dec 3, 2025
Book Page	5091/850
Instrument	2025019369

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1078 COBBLESTONE RD, HOLLAND, MI 49423-8866
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4614/21
Date	May 3, 2021
Book Page	4614/21

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Change Frequency	6 Months
Index	3-Year CMT

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,000 (+0.55%) Land $14,300 Building $130,700	$290,000 (+0.55%) Land $28,600 Building $261,400
2025	$3,442.00 (+2.87%) Homeowner's exemption	$144,200 (+18.49%) Land $14,000 Building $130,200	$288,400 (+18.49%) Land $28,000 Building $260,400
2024	$3,346.00
2023		$121,700 Land $13,000 Building $108,700	$243,400 Land $26,000 Building $217,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

Nearby Properties on Cobblestone Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures