10871 Troutman Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 10871 Troutman Rd, Midland, NC 28107

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,652 sqft · built 2006
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Dec 2021)
Tax Bill	$1,635 (2023)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5545 45 6864`

Property Details

APN / Parcel Number

Primary APN	`5545 45 6864`
Alternative APNs	`10013 0010.500000` `119563` `151734`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,652 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	1,652 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Lot Width	159 ft Width
Driveway	Concrete Driveway
Driveway Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	162 sqft
Patio Area	298 sqft
Storage Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	151734
Street Address	10871 TROUTMAN RD
City	MIDLAND
State	NC
Zip	28107-6760
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	TR 2 EDWARD R BUCKNER PROPERTY
Legal Subdivision	POLK LAND
Legal Tract	2
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	3
Census Block	3006
Census Tract	41604

Owner

10871 Troutman Rd, a rural home, is owned and occupied by two individuals who bought it in December 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10871 TROUTMAN RD, MIDLAND, NC 28107-6760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 27, 2017	Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2021 · Amount on File
Deed Sale	Dec 9, 2021 · Amount on File
Prior Sale	Nov 27, 2017 · Amount on File
Deed Book / Page	15710 / 282
Prior Transfer Date	Aug 20, 2012
Prior Transfer Doc	10277301
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 9, 2021
Property Address	10871 TROUTMAN RD, MIDLAND, NC 28107-6760
Document Number	0015710282
Book / Page	15710 / 282
Instrument Date	Dec 4, 2021
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	349 KONA LN, INDIAN TRAIL, NC 28079-0420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10871 TROUTMAN RD, MIDLAND, NC 28107-6760

Mortgage

Document Number	0015710285
Date	Dec 9, 2021
Instrument	15710/285

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 27, 2017
Property Address	10871 TROUTMAN RD, MIDLAND, NC 28107-6760
Document Number	1278178
Book / Page	012781 / 000078
Instrument Date	Nov 27, 2017
Instrument	30675
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10871 TROUTMAN RD MIDLAND NC 281076760, MIDLAND, NC 28107-6760

Mortgage

Document Number	1278180
Date	Nov 27, 2017
Book Page	012781/000080
Instrument	30676

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,890 Land $50,010 Building $267,880
2024			$317,890 (+63.36%) Land $50,010 Building $267,880
2023	$1,635.00	$194,590 Land $31,580 Building $163,010	$194,590 Land $31,580 Building $163,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10871 Troutman Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10871 Troutman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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