10815 Troutman Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 10815 Troutman Rd, Midland, NC 28107

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,419 sqft · built 2011
Lot Size	1.01 acres (44,213 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Mar 2021)
Tax Bill	$1,608 (2023)
Deeds & Mortgages	Nov 2018 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5545 46 9258`

Property Details

APN / Parcel Number

Primary APN	`5545 46 9258`
Alternative APNs	`10013 0010.120000` `145185` `95089`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,419 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	1,419 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	44,213 sqft (1.01 acres)
Lot Dimensions	350 ft deep x 128 ft wide
Garage Type	Mixed
Garage Area	529 sqft
Driveway	Concrete Driveway
Driveway Area	2,400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	145185
Street Address	10815 TROUTMAN RD
City	MIDLAND
State	NC
Zip	28107-6760
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	TR 6 EDWARD R BUCKNER PROPERTY
Legal Subdivision	POLK LAND
Legal Tract	6
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	3
Census Block	3006
Census Tract	41604

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10815 TROUTMAN RD, MIDLAND, NC 28107-6760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Mar 25, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	May 30, 2014 · Amount on Record
Deed Book / Page	15033 / 224
Prior Transfer Date	Oct 25, 2004
Prior Transfer Doc	5617000278
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10815 TROUTMAN RD, MIDLAND, NC 28107-6760
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013271252
Date	Nov 19, 2018
Book Page	13271/0252

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 25, 2021
Property Address	10815 TROUTMAN RD, MIDLAND, NC 28107-6760
Document Number	0015033224
Book / Page	15033 / 224
Instrument Date	Mar 25, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8670 NC 200 HWY, 8670, MIDLAND, NC 28107-9549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10815 TROUTMAN RD, MIDLAND, NC 28107-6760

Mortgage

Document Number	0015033227
Date	Mar 25, 2021
Instrument	15033/227

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,600 (+74.29%) Land $48,170 Building $285,430
2024			$333,600 (+74.29%) Land $48,170 Building $285,430
2023	$1,608.00	$191,400 Land $30,430 Building $160,970	$191,400 Land $30,430 Building $160,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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