10827 Troutman Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 10827 Troutman Rd, Midland, NC 28107

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,133 sqft · built 2007
Lot Size	2.02 acres (88,253 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Feb 2019)
Tax Bill	$1,751 (2023)
Deeds & Mortgages	Dec 2019 Line of Credit Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`5545 46 8124`

Property Details

APN / Parcel Number

Primary APN	`5545 46 8124`
Alternative APNs	`10013 0010.900000` `128402`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,133 sqft Living Area
Gross Area	2,402 sqft
1st Floor Area	1,620 sqft
Upper Floors Area	513 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	88,253 sqft (2.02 acres)
Lot Dimensions	335 ft deep x 515 ft wide
Driveway	Concrete Driveway
Driveway Area	2,000 sqft

Exterior Amenities

Porch	Slab
Porch Area	189 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	128402
Street Address	10827 TROUTMAN RD
City	MIDLAND
State	NC
Zip	28107-6760
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	EAST SIDE TROUTMAN RD
Legal Subdivision	POLK LAND
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	3
Census Block	3006
Census Tract	41604

Owner

10827 Troutman Rd, a rural home, is owned and occupied by an individual who bought it in February 2019.

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10827 TROUTMAN RD, MIDLAND, NC 28107-6760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 5, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2019 · Amount on File
Deed Sale	Feb 5, 2019 · Amount on File
Prior Sale	Sep 12, 2011 · Amount on File
Deed Book / Page	13362 / 260
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10827 TROUTMAN RD, MIDLAND, NC 28107-6760
Document Number	13922218
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10827 TROUTMAN RD MIDLAND NC 281076760, MIDLAND, NC 28107-6760

Mortgage

Document Number	13922218
Date	Dec 30, 2019
Book Page	013922/000218
Instrument	36477

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 5, 2019
Property Address	10827 TROUTMAN RD, MIDLAND, NC 28107-6760
Document Number	13362260
Book / Page	013362 / 000260
Instrument Date	Feb 5, 2019
Instrument	2659
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10827 TROUTMAN RD MIDLAND NC 281076760, MIDLAND, NC 28107-6760

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,460 Land $71,600 Building $254,860
2024			$326,460 (+56.59%) Land $71,600 Building $254,860
2023	$1,751.00	$208,480 Land $45,220 Building $163,260	$208,480 Land $45,220 Building $163,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10827 Troutman Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10827 Troutman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Troutman Rd

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