10871 Rustic Cedar, San Antonio, TX 78245 Property Records

Bexar County property record for 10871 Rustic Cedar, San Antonio, TX 78245

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,961 sqft · built 2008
Lot Size	0.116 acres (5,050 sqft)
Owner	2 Individual Names on File
Last Sale	$157,600 (May 2009)
Tax Bill	$3,871 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05197-700-0410`

Property Details

APN / Parcel Number

Primary APN	`05197-700-0410`
Alternative APN	`1122725`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,961 sqft Living Area
Gross Area	3,377 sqft
1st Floor Area	1,656 sqft
2nd Floor Area	1,305 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Contemporary
Exterior Material	Other
Roof Material	Asphalt
Lot Area	5,050 sqft (0.116 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	79 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10871 RUSTIC CEDAR
City	SAN ANTONIO
State	TX
Zip	78245-2377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5197G (HILLCREST SUBD UT-4), BLOCK 100 LOT 41 PER PLAT 9592/7-10
Legal Subdivision	CB 5197G (HILLCREST SUBD UT-4)
Legal Tract	41
Legal Block	100
Legal Lot Number	41
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO WEST
Census Block Group	3
Census Block	3047
Census Tract	172002

Owner

Source: Bexar County assessment roll, APN 05197-700-0410, as of May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10871 RUSTIC CEDAR, SAN ANTONIO, TX 78245-2377
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2009 · Amount on Record
Deed Sale	May 20, 2009 · Amount on Record
Deed Document Number	200990842
Deed Book / Page	13990 / 1290
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	10871 RUSTIC CEDAR, SAN ANTONIO, TX 78245-2377
Transaction Type	Mortgage
Record Updated	Mar 06, 2026
Title Company	SSTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025432
Date	Feb 12, 2026
Instrument	20260025432

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Mar 01, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bexar County assessment roll as of May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Southwest Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,871.00 (-17.62%) Homeowner's exemption	$308,190 (-11%) Land $53,100 Building $255,090	$308,190 (-11%) Land $53,100 Building $255,090
2024	$4,699.00 (+10.31%)
2023	$4,260.00 (-13.22%) Homeowner's exemption	$346,290 Land $53,100 Building $293,190	$346,290 Land $53,100 Building $293,190
2022	$4,909.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bexar County (48029C), as of October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480291720023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 380 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Valley Telephone Cooperative, Inc. (TX) Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0150018, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.