10859 Rustic Cedar, San Antonio, TX 78245 Property Records

Bexar County property record for 10859 Rustic Cedar, San Antonio, TX 78245

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,373 sqft · built 2008
Lot Size0.117 acres (5,099 sqft)
Owner2 Individual Names on File
Last Sale$267,200 (Mar 2021)
Tax Bill$5,381 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05197-700-0380

Property Details

APN / Parcel Number

Primary APN05197-700-0380
Alternative APN
  • 1122722

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,373 sqft Living Area
Gross Area2,772 sqft
1st Floor Area1,006 sqft
2nd Floor Area1,367 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleContemporary
Exterior MaterialOther
Roof MaterialAsphalt
Lot Area5,099 sqft (0.117 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area68 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10859 RUSTIC CEDAR
CitySAN ANTONIO
StateTX
Zip78245-2377
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCB 5197G (HILLCREST SUBD UT-4), BLOCK 100 LOT 38 PER PLAT 9592/7-10
Legal SubdivisionCB 5197G (HILLCREST SUBD UT-4)
Legal Tract38
Legal Block100
Legal Lot Number38
JurisdictionBEXAR TX
Township / Civil DivisionSAN ANTONIO WEST
Census Block Group3
Census Block3047
Census Tract172002

Owner

Source: Bexar County records · APN 05197-700-0380

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10859 RUSTIC CEDAR, SAN ANTONIO, TX 78245-2377
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2021Vendor's Lien, Transfer · Conventional Mortgage
DIRECTIONS EQUITY LLC
Jul 02, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2021 · Amount on Record
Deed SaleMar 03, 2021 · Amount on Record
Prior SaleDec 02, 2020
Deed Document Number202155118
Prior Transfer DateJan 21, 2014
Prior Transfer Doc0000015887
Record UpdatedSep 20, 2026

March 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBEXAR TX
Recording DateMar 03, 2021
Property Address10859 RUSTIC CEDAR, SAN ANTONIO, TX 78245-2377
Document Number0000055118
Map ReferenceVOL 9592 PG 7&8
Instrument DateMar 01, 2021
Instrument20210055118
Transaction TypeTransfer
Record UpdatedDec 27, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10859 RUSTIC CEDAR, SAN ANTONIO, TX 78245-2377

Mortgage

Document Number0000055119
DateMar 03, 2021
Instrument20210055119
Lender
NameDIRECTIONS EQUITY LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEXAR TX
Property Address10859 RUSTIC CEDAR, SAN ANTONIO, TX 78245-2377
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000144040
DateJul 02, 2020
Instrument20200144040
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Bexar County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyBexar County
Unified School DistrictSouthwest Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,381.00 (-4.61%)$269,550 (-10.7%) Land $53,460 Building $216,090$269,550 (-10.7%) Land $53,460 Building $216,090
2024$5,641.00 (-6.26%)
2023$6,018.00 (+2.91%)$301,840 Land $53,460 Building $248,380$301,840 Land $53,460 Building $248,380
2022$5,848.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2021 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Valley Telephone Cooperative, Inc. (TX)
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Google Fiber.

Based on FCC filings for 596 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAN ANTONIO WATER SYSTEM
serves 2,643,729 people
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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