10851 Rustic Cedar, San Antonio, TX 78245 Property Records

Bexar County property record for 10851 Rustic Cedar, San Antonio, TX 78245

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,310 sqft · built 2005
Lot Size0.117 acres (5,079 sqft)
Owner2 Individual Names on Record
Last Sale$142,300 (Mar 2006)
Deeds & MortgagesOct 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN05197-700-0360

Property Details

APN / Parcel Number

Primary APN05197-700-0360
Alternative APN
  • 1029208

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,310 sqft Living Area
Gross Area2,709 sqft
1st Floor Area1,355 sqft
2nd Floor Area955 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleContemporary
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area5,079 sqft (0.117 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10851 RUSTIC CEDAR
CitySAN ANTONIO
StateTX
Zip78245-2377
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCB 5197G BLK 100 LOT 36 HILLCREST SUBD UT-1 PLAT 9564/128-131
Legal SubdivisionHILLCREST SUB
Legal Block100
Legal Lot Number36
JurisdictionBEXAR TX
Township / Civil DivisionSAN ANTONIO WEST
Census Block Group3
Census Block3047
Census Tract172002

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10851 RUSTIC CEDAR, SAN ANTONIO, TX 78245-2377
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2006 · Amount on Record
Deed SaleMar 24, 2006 · Amount on Record
Deed Document Number200666059
Deed Book / Page12012 / 1865
Prior Transfer DateMar 9, 2006
Prior Transfer Doc0000066059
Record UpdatedOct 29, 2026

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBEXAR TX
Property Address10851 RUSTIC CEDAR, SAN ANTONIO, TX 78245-2377
Document Number0000203071
Instrument DateOct 1, 2018
Transaction TypeMortgage
Record UpdatedOct 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10851 RUSTIC CEDAR SAN ANTONIO TX 782452377, SAN ANTONIO, TX 78245-2377

Mortgage

Document Number0000203071
DateOct 15, 2018
Instrument203071
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43219-6009
Agreement
AmountAmount Recorded
Term336 Months
DueOct 14, 2046
Interest
Rate4.62%

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBexar County
Unified School DistrictSouthwest Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption Veteran's exemption$256,250 (-11.53%) Land $53,330 Building $202,920$256,250 (-11.53%) Land $53,330 Building $202,920
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$289,660 Land $53,330 Building $236,330$289,660 Land $53,330 Building $236,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN ANTONIO WATER SYSTEM
serves 2,643,729 people · EPA ID TX0150018
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Google Fiber.

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