10870 Gratiot Ave, Casco, MI 48064 Property Records

St. Clair County property record for 10870 Gratiot Ave, Casco, MI 48064

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,796 sqft · built 1942
Lot Size	3.76 acres (163,786 sqft)
Owner	Individual Name on File
Tax Bill	$3,565 (2025)
Flood Zone	Zone X (minimal risk)
APN	`74-12-006-4031-000`

Property Details

APN / Parcel Number

Primary APN	`74-12-006-4031-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,796 sqft Living Area
1st Floor Area	1,796 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Ranch
Lot Area	163,786 sqft (3.76 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	10870 GRATIOT AVE
City	CASCO
State	MI
Zip	48064-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-2
Legal Description	BEG S 0D 10M E 325' FROM W 1/4 COR, TH N 89D 53M E 757.45', TH S 32D 16M W 367.82' ON RD. C.L., TH N 74D 38M W 581.51', TH N
Legal Range	15E
Legal Township	04N
Legal Section	06
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CASCO
Census Block Group	1
Census Block	1013
Census Tract	651200

Owner

10870 Gratiot Ave is owned by an individual who acquired it in February 2009.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	10901 GRATIOT AVE, CASCO, MI 48064-1007
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 19, 2009
Transfer Doc	003956/215
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 10870 Gratiot Ave was $3,565, up 2.6% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Casco Township
Unified School District	Richmond Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,100 (+6.18%)	$230,200
2025	$3,565.00 (+2.59%)	$108,400
2024	$3,475.00		$216,800
2023		$99,100
2022	$3,158.00		$198,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10870 Gratiot Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10870 Gratiot Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 6,200 people · EPA ID MI0005670
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20