St. Clair County property record for 10805 Gratiot Ave, Casco, MI 48064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 1960 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,055 (2025) |
| Deeds & Mortgages | Jun 2022 Sale Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-12-006-4002-000 |
| Primary APN | 74-12-006-4002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Lot Area | 52,708 sqft (1.21 acres) |
| Garage Area | 1,050 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 10805 GRATIOT AVE |
|---|---|
| City | CASCO |
| State | MI |
| Zip | 48064-1008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-2 |
| Legal Description | BEG AT NE COR OF W 1/2 OF SW 1/4, TH S 89D 53M W 197.06' ON E & W 1/4 LINE, TH S 32D 16M W 129.68', TH S 57D 44M E 317.57', |
| Legal Range | 15E |
| Legal Township | 04N |
| Legal Section | 06 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CASCO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 651200 |
10805 Gratiot Ave is owned and occupied by an individual.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10805 GRATIOT AVE, CASCO, MI 48064-1008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2022 | Warranty Deed, Transfer |
| Apr 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 2, 2022 |
| Property Address | 10805 GRATIOT AVE, CASCO, MI 48064-1008 |
| Document Number | 0005527952 |
| Book / Page | 5527 / 952 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 2022013525 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2373 ELLSWORTH RD, 2373, COLUMBUS, MI 48063-4319 |
| Name | Verified Name |
|---|---|
| Address | 10805 GRATIOT AVE, CASCO, MI 48064-1008 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 10805 GRATIOT AVE, CASCO, MI 48064-1008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049310685 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 4931/685 |
| Instrument | 2018007047 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 10805 Gratiot Ave was $3,055 with a homeowner's exemption, up 2.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Casco Township |
| Unified School District | Richmond Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,400 (+3.05%) | $222,800 | |
| 2025 | $3,055.00 (+2.28%) Homeowner's exemption | $108,100 | |
| 2024 | $2,987.00 | $216,200 | |
| 2023 | $80,000 | ||
| 2022 | $1,714.00 | $160,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10805 Gratiot Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10805 Gratiot Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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