St. Clair County property record for 10815 Gratiot Ave, Casco, MI 48064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,704 sqft · built 1955 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Oct 2022) |
| Tax Bill | $2,680 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-12-006-4004-000 |
| Primary APN | 74-12-006-4004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Basement Area | 1,136 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10815 GRATIOT AVE |
|---|---|
| City | CASCO |
| State | MI |
| Zip | 48064-1008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-2 |
| Legal Description | BEG ON C.L. OF US-25 S 32D 16M W 251.76' FROM ITS INT WITH E & W 1/4 LINE TH S 32D 16M W 101.61', TH S 57D 44M E 461.41', TH |
| Legal Range | 15E |
| Legal Township | 04N |
| Legal Section | 32 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CASCO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 651200 |
10815 Gratiot Ave is owned and occupied by two individuals who bought it in October 2022.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10815 GRATIOT AVE, CASCO, MI 48064-1008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2022 · Amount on File |
| Deed Sale | Oct 18, 2022 · Amount on File |
| Deed Document Number | 202223896 |
| Deed Book / Page | 5571 / 651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 18, 2022 |
| Property Address | 10815 GRATIOT AVE, CASCO, MI 48064-1008 |
| Document Number | 0005571651 |
| Book / Page | 5571 / 651 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 2022023896 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Title Company | CISLO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,462.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10815 GRATIOT AVE, 10815, CASCO, MI 48064-1008 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 69424 LESTER CT, RICHMOND, MI 48062-1263 |
| Document Number | 0005568497 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 5568/497 |
| Instrument | 2022023134 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 10815 Gratiot Ave was $2,680 with a homeowner's exemption, up 2.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Casco Township |
| Unified School District | Richmond Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,600 (+0.21%) | $189,200 | |
| 2025 | $2,680.00 (+2.25%) Homeowner's exemption | $94,400 | |
| 2024 | $2,621.00 | $188,800 | |
| 2023 | $86,900 | ||
| 2022 | $1,682.00 | $173,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10815 Gratiot Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10815 Gratiot Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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