Flathead County property record for 1087 Whispering Rock Rd, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,547 sqft · built 2006 |
| Lot Size | 0.325 acres (14,157 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jul 2015) |
| Tax Bill | $3,556 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R0747988 |
| Primary APN | R0747988 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,547 sqft Living Area |
| 1st Floor Area | 2,078 sqft |
| Upper Floors Area | 469 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,157 sqft (0.325 acres) |
| Terrain | Below Road/Slope |
| View / Lot | Golf Course |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 448 sqft |
| Deck Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000009221 |
|---|---|
| Street Address | 1087 WHISPERING ROCK RD |
| City | BIGFORK |
| State | MT |
| Zip | 59911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING ROCK ESTATES SUB NO 5, S26, T27 N, R20 W, LOT 12, ASSR #0000009221 |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 26 |
| Legal Subdivision | WHISPERING ROCK ESTATES SUB NO 5 |
| Legal Lot Number | 12 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1304 |
1087 Whispering Rock Rd is owned by two individuals who bought it in July 2015.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 491, BIGFORK, MT 59911-0491 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2015 · Amount on File |
| Deed Sale | Jul 1, 2015 · Amount on File |
| Prior Sale | Oct 30, 2014 |
| Deed Document Number | 201513245 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1087 Whispering Rock Rd was $3,556.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,556.00 | $996,500 | |
| 2025 | $996,500 Land $232,006 Building $764,494 | ||
| 2023 | $7,009.00 | $938,500 | $938,500 Land $142,579 Building $795,921 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1087 Whispering Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1087 Whispering Rock Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
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