Flathead County property record for 1055 Whispering Rock Rd, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,698 sqft · built 2006 |
| Lot Size | 0.557 acres (24,263 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,387 (2026) |
| Deeds & Mortgages | Oct 2025 Sale Dec 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0747984 |
| Primary APN | R0747984 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,698 sqft Living Area |
| 1st Floor Area | 2,078 sqft |
| Upper Floors Area | 625 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,263 sqft (0.557 acres) |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 448 sqft |
| Deck Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000009219 |
|---|---|
| Street Address | 1055 WHISPERING ROCK RD |
| City | BIGFORK |
| State | MT |
| Zip | 59911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING ROCK ESTATES SUB NO 3, S26, T27 N, R20 W, LOT 10, ASSR #0000009219 |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 26 |
| Legal Subdivision | WHISPERING ROCK ESTATES SUB NO 3 |
| Legal Lot Number | 10 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1304 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3210 LAKE DESIARD DR, MONROE, LA 71201-2039 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 28, 2025 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Dec 17, 2024 | Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK |
| Jan 5, 2021 | Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Sep 17, 2019 | Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Sep 17, 2019 | Quit Claim Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Sep 17, 2019 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 |
| Deed Sale | Oct 28, 2025 |
| Prior Sale | Dec 17, 2024 · Amount on Record |
| Deed Document Number | 202523324 |
| Prior Transfer Date | Sep 16, 2019 |
| Prior Transfer Doc | 0000022842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Oct 28, 2025 |
| Property Address | 1055 WHISPERING ROCK RD, BIGFORK, MT 59911 |
| Document Number | 202500023324 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 202500023324 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3210 LAKE DESIARD DR, MONROE, LA 71201-2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 17, 2024 |
| Property Address | 1055 WHISPERING ROCK RD, BIGFORK, MT 59911 |
| Document Number | 202400025021 |
| Instrument Date | Dec 16, 2024 |
| Instrument | 202400025021 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 9061 BERRY FARMS XING, FRANKLIN, TN 37064-1639 |
| Document Number | 202400025022 |
|---|---|
| Date | Dec 17, 2024 |
| Instrument | 202400025022 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.1% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jan 5, 2021 |
| Property Address | 1055 WHISPERING ROCK RD, BIGFORK, MT 59911 |
| Document Number | 202100000345 |
| Instrument Date | Jan 5, 2020 |
| Instrument | 202100000345 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4737 ALDRICH RD, HUGHSON, CA 95326-9430 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 17, 2019 |
| Property Address | 1055 WHISPERING ROCK RD, BIGFORK, MT 59911 |
| Document Number | 201900022843 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 201900022843 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1055 WHISPERING ROCK RD, BIGFORK, MT 59911 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 17, 2019 |
| Property Address | 1055 WHISPERING ROCK RD, BIGFORK, MT 59911 |
| Document Number | 201900022841 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 201900022841 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2555 WOODLAND PL, EMERALD HILLS, CA 94062-3335 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 17, 2019 |
| Property Address | 1055 WHISPERING ROCK RD, BIGFORK, MT 59911 |
| Document Number | 201900022842 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 201900022842 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2555 WOODLAND PL, EMERALD HILLS, CA 94062-3335 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,387.00 (+86.21%) | $1,113,200 (-) | |
| 2025 | $4,504.00 (-21.51%) | $1,113,200 (+44.89%) | $1,113,200 (+44.89%) Land $285,504 Building $827,696 |
| 2023 | $5,738.00 | $768,300 | $768,300 Land $174,375 Building $593,925 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
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