1065 Whispering Rock Rd, Bigfork, MT 59911 Property Records

Flathead County property record for 1065 Whispering Rock Rd, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,524 sqft · built 2006
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$638,000 (Dec 2020)
Tax Bill	$10,079 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0747986`

Property Details

APN / Parcel Number

Primary APN	`R0747986`
Alternative APNs	`07-3835-26-4-11-23-0000` `0000009220`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,524 sqft Living Area
1st Floor Area	2,078 sqft
Upper Floors Area	446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
View / Lot	Golf Course
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	464 sqft
Deck Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000009220
Street Address	1065 WHISPERING ROCK RD
City	BIGFORK
State	MT
Zip	59911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING ROCK ESTATES SUB NO 5, S26, T27 N, R20 W, LOT 11, ASSR# 0000009220
Legal Range	20W
Legal Township	27N
Legal Section	26
Legal Subdivision	WHISPERING ROCK ESTATES SUB NO 5
Legal Lot Number	11
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	3
Census Block	3003
Census Tract	1304

Owner

1065 Whispering Rock Rd is owned by two individuals who bought it in December 2020.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	530 W 30TH ST, 7A, NEW YORK, NY 10001-1439
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020 · Amount on File
Deed Sale	Dec 14, 2020 · Amount on File
Prior Sale	Oct 31, 2016 · Amount on File
Deed Document Number	202042052
Prior Transfer Date	Aug 16, 2007
Prior Transfer Doc	0000028698
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 14, 2020
Property Address	1065 WHISPERING ROCK RD, BIGFORK, MT 59911
Document Number	202000042052
Instrument Date	Dec 14, 2020
Instrument	202000042052
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	530 W 30TH ST APT 7A, 7A, NEW YORK, NY 10001-1439

Mortgage

Document Number	202000042053
Date	Dec 14, 2020
Instrument	202000042053

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1065 Whispering Rock Rd was $10,079.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,079.00	$1,337,700
2025			$1,337,700 Land $242,505 Building $1,095,195
2023	$7,068.00	$946,400	$946,400 Land $148,819 Building $797,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1065 Whispering Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1065 Whispering Rock Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000