Passaic County and Wayne Township property record for 1087 Ratzer Rd, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Ranch |
| Year Built | Built 1960 |
| Square Footage | 1,320 sqft Living Area |
| Lot Size | 23,479 sqft (0.539 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $635,000 (2025) |
| Tax Bill | $11,030.00 (2025) |
| Primary APN | 14-02706-0000-00040 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,320 sqft Living Area |
|---|
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch Style |
| Lot Area | 23,479 sqft (0.539 acres) |
| Old Parcel Number | 1400595000000027A |
|---|---|
| Street Address | 1087 RATZER RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3305 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2706 |
| Legal Lot Number | 40 |
| Jurisdiction | PASSAIC NJ |
| Minor Civil Division | WAYNE |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 246103 |
Source: Passaic County and Wayne Township records · APN 14-02706-0000-00040
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1087 RATZER RD, WAYNE, NJ 07470-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2025 · Amount on Record |
| Deed Sale | Oct 03, 2025 · Amount on Record |
| Deed Doc Number | 202533338 |
| Deed Book / Page | 4977 / 293 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Oct 03, 2025 |
| Property Address | 1087 RATZER RD, WAYNE, NJ 07470-3305 |
| Document Number | 0000033338 |
| Book / Page | D4977 / 293 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 2025033338 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,587.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 64 WINTERMUTE RD, NEWTON, NJ 07860-5406 |
| Name | Verified Name |
|---|---|
| Address | 1087 RATZER RD, WAYNE, NJ 07470-3305 |
| Document Number | 0000033339 |
|---|---|
| Date | Oct 03, 2025 |
| Instrument | 2025033339 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,900 (-) Land $97,400 Building $86,500 | $183,900 (-) Land $97,400 Building $86,500 | |
| 2025 | $11,030.00 (+0.88%) | $183,900 (-) Land $97,400 Building $86,500 | $183,900 (-) Land $97,400 Building $86,500 |
| 2024 | $10,934.00 (+5.16%) | ||
| 2023 | $183,900 Land $97,400 Building $86,500 | $183,900 Land $97,400 Building $86,500 | |
| 2022 | $10,397.00 |
1087 Ratzer Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Passaic County (34031C), updated May 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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