Passaic County and Wayne Township property record for 1079 Ratzer Rd, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1924 |
| Square Footage | 2,394 sqft Living Area |
| Lot Size | 20,604 sqft (0.473 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $230,000 (1998) |
| Tax Bill | $12,932.00 (2025) |
| Primary APN | 14-02706-0000-00041 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,394 sqft Living Area |
|---|
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Cape Cod Style |
| Lot Area | 20,604 sqft (0.473 acres) |
| Old Parcel Number | 1400595000000027 |
|---|---|
| Street Address | 1079 RATZER RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3305 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2706 |
| Legal Lot Number | 41 |
| Jurisdiction | PASSAIC NJ |
| Minor Civil Division | WAYNE |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 246103 |
Source: Passaic County and Wayne Township records · APN 14-02706-0000-00041
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1079 RATZER RD, WAYNE, NJ 07470-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 09, 2025 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Jan 30, 2018 | Deed of Trust, Mortgage · Commercial Mortgage STEARNS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 1998 · Amount on Record |
| Deed Sale | May 26, 1998 · Amount on Record |
| Deed Doc Number | 199863745 |
| Deed Book / Page | 0155 / 76 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1079 RATZER RD, WAYNE, NJ 07470-3305 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000041686 |
|---|---|
| Date | Dec 09, 2025 |
| Book Page | M19696/114 |
| Instrument | 2025041686 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 25, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1079 RATZER RD, WAYNE, NJ 07470-3305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000005204 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 2018005204 |
| Name | STEARNS BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 123 Months |
| Due | Apr 11, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 12-Month MTA |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,600 (-) Land $94,900 Building $120,700 | $215,600 (-) Land $94,900 Building $120,700 | |
| 2025 | $12,932.00 (+0.88%) | $215,600 (-) Land $94,900 Building $120,700 | $215,600 (-) Land $94,900 Building $120,700 |
| 2024 | $12,819.00 (+5.16%) | ||
| 2023 | $215,600 Land $94,900 Building $120,700 | $215,600 Land $94,900 Building $120,700 | |
| 2022 | $12,190.00 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures