1071 Ratzer Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 1071 Ratzer Rd, Wayne, NJ 07470 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Architecture Style	Ranch
Year Built	Built 1960
Square Footage	1,593 sqft Living Area
Lot Size	35,632 sqft (0.818 acres)
Occupancy	Owner Occupied
Last Sale	$380,000 (2015)
Tax Bill	$13,508.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`14-02706-0000-00042`
Alternative APNs	`1400595000000026` `140270600042`

Interior

Building Area	1,593 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch Style
Lot Area	35,632 sqft (0.818 acres)

Location & Zoning

Old Parcel Number	1400595000000026
Street Address	1071 RATZER RD
City	WAYNE
State	NJ
Zip	07470-3305
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2706
Legal Lot Number	42
Jurisdiction	PASSAIC NJ
Minor Civil Division	WAYNE
Census Blockgroup	2
Census Block	2015
Census Tract	246103

Owner

Source: Passaic County and Wayne Township records · APN 14-02706-0000-00042

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1071 RATZER RD, WAYNE, NJ 07470-3305
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2015 · Amount on Record
Deed Sale	Aug 19, 2015 · Amount on Record
Deed Doc Number	201537648
Deed Book / Page	2674 / 288
Record Refreshed	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	1071 RATZER RD, WAYNE, NJ 07470-3305
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 RATZER RD, WAYNE, NJ 07470-3305

Mortgage

Document Number	0000020625
Date	Apr 11, 2022
Book Page	M17930/145
Instrument	2022020625

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	280 Months
Due	Aug 01, 2045

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,200 (-) Land $108,100 Building $117,100	$225,200 (-) Land $108,100 Building $117,100
2025	$13,508.00 (+0.88%)	$225,200 (-) Land $108,100 Building $117,100	$225,200 (-) Land $108,100 Building $117,100
2024	$13,390.00 (+5.17%)
2023		$225,200 Land $108,100 Building $117,100	$225,200 Land $108,100 Building $117,100
2022	$12,732.00

Flood & Wildfire

1071 Ratzer Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Passaic County (34031C), updated May 29, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.