Schenectady County and Schenectady City property record for 1087 Davis Ter, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,208 sqft · built 1992 |
| Lot Size | 0.113 acres (4,950 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Oct 2026) |
| Tax Bill | $7,288 (2026) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Apr 2026 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.62-1-5.1 |
| Primary APN | 421500 49.62-1-5.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Total Area |
| 1st Floor Area | 1,104 sqft |
| 2nd Floor Area | 1,104 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,950 sqft (0.113 acres) |
| Lot Dimensions | 150 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 302 sqft |
| Patio Area | 102 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1087 DAVIS TER |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2043 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 197 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 5.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21500 |
Source: Schenectady County and Schenectady City records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6560 WETHEROLE ST, 6H, REGO PARK, NY 11374-4726 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage CONTOUR MORTGAGE CORPORATION |
| Apr 15, 2026 | Referee's Deed, Foreclosure NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2026 · Amount on Record |
| Deed Sale | Oct 6, 2026 · Amount on Record |
| Prior Sale | Apr 15, 2026 · Amount on Record |
| Deed Document Number | 202622217 |
| Deed Book / Page | 2181 / 64 |
| Prior Transfer Date | Nov 22, 2024 |
| Prior Transfer Doc | 0000070681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 6, 2026 |
| Property Address | 1087 DAVIS TER, SCHENECTADY, NY 12303-2043 |
| Document Number | 0000022217 |
| Book / Page | 2181 / 64 |
| Instrument Date | May 20, 2026 |
| Instrument | 202622217 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | PREMIUM TITLE INC, PREMIUM TITLE SERVICES NY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6560 WETHEROLE ST, 6H, REGO PARK, NY 11374-4726 |
| Document Number | 0000022218, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 202622218 |
| Name | CONTOUR MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Referee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 15, 2026 |
| Property Address | 1087 DAVIS TER, SCHENECTADY, NY 12303-2043 |
| Document Number | 0000008574 |
| Book / Page | 2170 / 437 |
| Instrument Date | Mar 9, 2026 |
| Instrument | 20268574 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $140,432.42 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637 |
| Investor | Possibly a Property Investor |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,288.00 (+2.89%) | ||
| 2025 | $7,083.00 (+6.19%) | $129,900 (-) Land $19,500 Building $110,400 | $215,102 (+30.82%) Land $32,290 Building $182,812 |
| 2023 | $129,900 (-) Land $19,500 Building $110,400 | $164,430 (+3.8%) Land $24,683 Building $139,747 | |
| 2022 | $129,900 Land $19,500 Building $110,400 | $158,415 Land $23,781 Building $134,634 | |
| 2021 | $6,670.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures