Schenectady County and Schenectady City property record for 1079 Davis Ter, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,208 sqft · built 1992 |
| Lot Size | 0.113 acres (4,950 sqft) |
| Owner | Individual Name on File |
| Last Sale | $52,500 (Jan 2002) |
| Tax Bill | $5,049 (2026) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.62-1-5.2 |
| Primary APN | 421500 49.62-1-5.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Total Area |
| 1st Floor Area | 1,104 sqft |
| 2nd Floor Area | 1,104 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,950 sqft (0.113 acres) |
| Lot Dimensions | 150 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 36 sqft |
| Patio Area | 102 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1079 DAVIS TER |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2043 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 196 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 5.002 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21500 |
1079 Davis Ter, a duplex, is owned and occupied by an individual who acquired it in November 2018.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1079 DAVIS TER, SCHENECTADY, NY 12303-2043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2002 · Amount on File |
| Deed Sale | Jan 22, 2002 · Amount on File |
| Deed Book / Page | 1616 / 605 |
| Last Transfer Date | Nov 28, 2018 |
| Transfer Doc | 0000054534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 12, 2018 |
| Property Address | 1079 DAVIS TER, SCHENECTADY, NY 12303-2043 |
| Document Number | 0000054534 |
| Book / Page | 002001 / 000751 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 54534 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2019 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1079 DAVIS TER SCHENECTADY NY 123032043, SCHENECTADY, NY 12303-2043 |
| Document Number | 54535 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 004883/000774 |
| Instrument | 54535 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2048 |
The 2026 property tax bill for 1079 Davis Ter was $5,049 with a homeowner's exemption, up 5.1% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,049.00 (+5.08%) Homeowner's exemption | ||
| 2025 | $4,805.00 | $85,800 Land $12,900 Building $72,900 | $142,077 Land $21,361 Building $120,716 |
| 2023 | $85,800 (-) Land $12,900 Building $72,900 | $108,608 (+3.8%) Land $16,329 Building $92,279 | |
| 2022 | $85,800 Land $12,900 Building $72,900 | $104,634 Land $15,732 Building $88,902 | |
| 2021 | $4,271.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1079 Davis Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1079 Davis Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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