1041 Davis Ter, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1041 Davis Ter, Schenectady, NY 12303

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,600 sqft · built 1900
Lot Size	0.071 acres (3,102 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,209 (2026)
Deeds & Mortgages	May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 49.54-3-31`

Property Details

APN / Parcel Number

Primary APN	`421500 49.54-3-31`
Alternative APN	`150004905400030310000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,600 sqft Total Area
1st Floor Area	800 sqft
2nd Floor Area	800 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,102 sqft (0.071 acres)
Lot Dimensions	94 ft deep x 33 ft wide
Porch	Slab
Porch Area	802 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1041 DAVIS TER
City	SCHENECTADY
State	NY
Zip	12303-2056
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	PART OF 2 WOOD
Legal Block	3
Legal Lot Number	31.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3008
Census Tract	21400

Owner

1041 Davis Ter, a duplex, is owned by two individuals.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	58 SANFORD ST, MATTAPAN, MA 02126-2958
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 16, 2018
Property Address	1041 DAVIS TER, SCHENECTADY, NY 12303-2056
Document Number	0000021044
Book / Page	001987 / 000434
Instrument Date	May 12, 2018
Instrument	21044
Transaction Type	Transfer
Record Updated	Jan 12, 2019

Transaction

Amount	Amount on Record
Tax	$108.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 SANFORD ST MATTAPAN MA 021262958, MATTAPAN, MA 02126-2958

Tax Assessment & Valuation

The 2026 property tax bill for 1041 Davis Ter was $5,209, up 3.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,209.00 (+3.79%)
2025	$5,019.00	$79,500 Land $11,900 Building $67,600	$131,644 Land $19,705 Building $111,939
2023		$79,500 (-) Land $11,900 Building $67,600	$100,633 (+3.8%) Land $15,063 Building $85,570
2022		$79,500 Land $11,900 Building $67,600	$96,951 Land $14,512 Building $82,439
2021	$4,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1041 Davis Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1041 Davis Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20