10860 Claystone Dr, Davidson, NC 28036 Property Records

Cabarrus County property record for 10860 Claystone Dr, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,956 sqft · built 2023
Lot Size0.194 acres (8,451 sqft)
Owner2 Individual Names on Record
Last Sale$470,500 (Nov 2023)
Deeds & MortgagesMay 2026 Mortgage
Nov 2023 Sale & Mortgage
APN03008D010100

Property Details

APN / Parcel Number

Primary APN03008D010100
Alternative APNs
  • 03008D0101.000000
  • 4672 59 8014
  • 166833

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,956 sqft Living Area
Gross Area3,156 sqft
1st Floor Area1,278 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialOther
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area8,451 sqft (0.194 acres)
Lot Width62 ft Width
DrivewayConcrete Driveway
Driveway Area608 sqft
PorchSlab
Porch Area72 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number166833
Street Address10860 CLAYSTONE DR
CityDAVIDSON
StateNC
Zip28036-9624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8-CZ
Legal DescriptionLT 101 ADAIR WOODS
Legal SubdivisionADAIR WOODS
Legal Lot Number101
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1012
Census Tract41301

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10860 CLAYSTONE DR, DAVIDSON, NC 28036-9624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING
Nov 15, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2023 · Amount on Record
Deed SaleNov 15, 2023 · Amount on Record
Deed Document Number202323388
Deed Book / Page16718 / 303
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Recording DateMay 6, 2026
Property Address10860 CLAYSTONE DR, DAVIDSON, NC 28036-9624
Document Number0000010496
Book / Page17975 / 46
Instrument DateMar 25, 2026
Instrument202610496
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address10860 CLAYSTONE DR, DAVIDSON, NC 28036-9624

Mortgage

Document Number0000010496,
DateMay 6, 2026
Book Page17975/46
Instrument202610496
Lender
NamePROVIDENT FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCABARRUS NC
Recording DateNov 15, 2023
Property Address10860 CLAYSTONE DR, DAVIDSON, NC 28036-9624
Document Number0016718303
Book / Page16718 / 303
Map ReferenceMB 95 PG 57-59
Instrument DateNov 14, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 22, 2023
Title CompanyDHI TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$941.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name
Address10860 CLAYSTONE DR, DAVIDSON, NC 28036-9624

Mortgage

Document Number0167180305
DateNov 15, 2023
Instrument16718-0305
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.75%
Change Frequency6 Months
Margin1

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$481,020 Land $95,000 Building $386,020
2024$481,020 Land $95,000 Building $386,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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