10851 Claystone Dr, Davidson, NC 28036 Property Records

Cabarrus County property record for 10851 Claystone Dr, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,496 sqft · built 2023
Lot Size0.188 acres (8,189 sqft)
Owner2 Individual Names on Record
Last Sale$521,000 (Jan 2024)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN03008D0145.000000

Property Details

APN / Parcel Number

Primary APN03008D0145.000000
Alternative APNs
  • 4672 58 9817
  • 168375

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,496 sqft Living Area
Gross Area3,132 sqft
1st Floor Area1,048 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialOther
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area8,189 sqft (0.188 acres)
Lot Width65 ft Width
Garage TypeMixed
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area608 sqft
PorchSlab
Porch Area108 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number168375
Street Address10851 CLAYSTONE DR
CityDAVIDSON
StateNC
Zip28036-9624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8-CZ
Legal DescriptionLT 145 ADAIR WOODS
Legal SubdivisionADAIR WOODS
Legal Lot Number145
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1012
Census Tract41301

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10851 CLAYSTONE DR, DAVIDSON, NC 28036-9624
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2024 · Amount on Record
Deed SaleJan 22, 2024 · Amount on Record
Deed Document Number20241332
Deed Book / Page16787 / 294
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address10851 CLAYSTONE DR, DAVIDSON, NC 28036-9624
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address10851 CLAYSTONE DR, DAVIDSON, NC 28036-9624

Mortgage

Document Number0001771684
DateNov 13, 2025
Book Page17716/84
Lender
NameRAM MORTGAGE LLC
AddressCHARLOTTE, NC 28277
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2045

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$464,220 (-) Land $95,000 Building $369,220
2025$464,220 Land $95,000 Building $369,220
2024$464,220 Land $95,000 Building $369,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Claystone Dr

Nearby Streets

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