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10831 Claystone Dr, Davidson, NC 28036 Property Records

Cabarrus County property record for 10831 Claystone Dr, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,556 sqft · built 2023
Lot Size0.175 acres (7,623 sqft)
OwnerIndividual Name on Record
Last Sale$531,000 (Jan 2024)
Deeds & MortgagesOct 2025 Mortgage
Jan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03008D0147.000000

Property Details

APN / Parcel Number

Primary APN03008D0147.000000
Alternative APNs
  • 4672 68 0839
  • 168491

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,556 sqft Living Area
Gross Area3,148 sqft
1st Floor Area1,278 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialOther
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area7,623 sqft (0.175 acres)
Lot Width61 ft Width
Garage TypeMixed
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area608 sqft
PorchSlab
Porch Area72 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number168491
Street Address10831 CLAYSTONE DR
CityDAVIDSON
StateNC
Zip28036-9624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8-CZ
Legal DescriptionLT 147 ADAIR WOODS
Legal SubdivisionADAIR WOODS
Legal Lot Number147
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1012
Census Tract41301

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10831 CLAYSTONE DR, DAVIDSON, NC 28036-9624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Deed of Trust, Mortgage · Conventional Mortgage
RAM MORTGAGE LLC
Jan 26, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2024 · Amount on Record
Deed SaleJan 26, 2024 · Amount on Record
Deed Document Number20241679
Deed Book / Page16793 / 248
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address10831 CLAYSTONE DR, DAVIDSON, NC 28036-9624
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address10831 CLAYSTONE DR, DAVIDSON, NC 28036-9624

Mortgage

Document Number0017668194
DateOct 15, 2025
Book Page17668/194
Lender
NameRAM MORTGAGE LLC
AddressCHARLOTTE, NC 28277
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2040

January 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCABARRUS NC
Recording DateJan 26, 2024
Property Address10831 CLAYSTONE DR, DAVIDSON, NC 28036-9624
Document Number0016793248
Book / Page16793 / 248
Map ReferenceMB 95 PG 57-59
Instrument DateJan 26, 2024
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 2, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,062.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0167930250
DateJan 26, 2024
Instrument16793-0250
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$471,510 (-) Land $95,000 Building $376,510
2025$471,510 Land $95,000 Building $376,510
2024$471,510 Land $95,000 Building $376,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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