1086 Roberta Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1086 Roberta Rd, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage1,409 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$175,000 (2022)
Tax Bill$5,028.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.14-14-11
Alternative APN
  • 280005901400140110000000

Interior

Bedrooms4 Beds
Full Baths1 Baths
Building Area1,409 sqft Living Area
1st Floor1,006 sqft 1st Floor
Upper Floors403 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1985
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area8,712 sqft (0.2 acres)
Depth X Width110 ft x 80 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area276 sqft Garage
Shed1 Shed
Shed Area60 sqft Shed
Porch Area425 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1086 ROBERTA RD
CitySCHENECTADY
StateNY
Zip12303-3795
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description366 R,G,2DM,BZ COLDBROOK 5.-372-24
Legal SubdivisionCOLD BROOK
Legal Block14
Legal Lot Number11.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup2
Census Block2013
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-14-11

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1086 ROBERTA RD, SCHENECTADY, NY 12303-3795
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SEFCU MORTGAGE SERVICES
Feb 22, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 15, 2022 · Amount on Record
Deed SaleFeb 15, 2022 · Amount on Record
Prior SaleFeb 22, 2021 · Amount on Record
Deed Doc Number20228343
Deed Book / Page2078 / 867
Prior Transfer DateSep 08, 2016
Prior Transfer Doc0000041497
Record RefreshedJun 08, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 15, 2022
Property Address1086 ROBERTA RD, SCHENECTADY, NY 12303-3795
Document Number0000008343
Book / Page2078 / 867
Instrument DateJan 14, 2022
Instrument202208343
Transaction TypeTransfer
Record UpdatedMar 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1086 ROBERTA RD, 1086, SCHENECTADY, NY 12303-3795

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 WASHINGTON AVE, SCOTIA, NY 12302-2410

Mortgage

Document Number0000008344
DateFeb 15, 2022
Instrument202208344
Lender
NameSEFCU MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 22, 2021
Property Address1086 ROBERTA RD, SCHENECTADY, NY 12303-3795
Document Number0000006864
Book / Page2052 / 655
Instrument DateJan 28, 2021
Instrument202106864
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyEAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1086 ROBERTA RD, 1086, SCHENECTADY, NY 12303-3795

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 WATERVLIET SHAKER RD APT 9, 9, COLONIE, NY 12205-1027

Mortgage

Document Number0000006865
DateFeb 22, 2021
Instrument202106865
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,028.00$137,000 (-) Land $9,000 Building $128,000$210,800 (+16.92%) Land $13,848 Building $196,952
2023$137,000 Land $9,000 Building $128,000$180,300 Land $11,845 Building $168,455

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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