1085 Roberta Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1085 Roberta Rd, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 2000
Square Footage1,656 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$204,000 (2021)
Tax Bill$6,019.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.15-1-15
Alternative APN
  • 280005901500010150000000

Interior

Bedrooms4 Beds
Full Baths1 Baths
Building Area1,656 sqft Living Area
1st Floor1,200 sqft 1st Floor
Upper Floors456 sqft Upper Floors
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 2000
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area8,712 sqft (0.2 acres)
Depth X Width110 ft x 80 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area288 sqft Garage
Shed1 Shed
Shed Area60 sqft Shed
Porch Area150 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1085 ROBERTA RD
CitySCHENECTADY
StateNY
Zip12303-3791
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G,2DM,DNT,FP,ENPT,SHD COLDBROOK-361 5.-372-19
Legal SubdivisionCOLD BROOK
Legal Block1
Legal Lot Number15.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup2
Census Block2009
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.15-1-15

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1085 ROBERTA RD, SCHENECTADY, NY 12303-3791
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GREAT HOME MORTGAGE OF NEWYORK IN L
Dec 21, 2018Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
FIRST NATIONAL BANK OF SCOTIA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2021 · Amount on Record
Deed SaleDec 28, 2021 · Amount on Record
Prior SaleDec 21, 2018 · Amount on Record
Deed Doc Number202165709
Deed Book / Page2074 / 703
Record RefreshedJun 08, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 28, 2021
Property Address1085 ROBERTA RD, SCHENECTADY, NY 12303-3791
Document Number0000065709
Book / Page2074 / 703
Instrument DateDec 08, 2021
Instrument202165709
Transaction TypeTransfer
Record UpdatedJan 12, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$816.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1085 ROBERTA RD, 1085, SCHENECTADY, NY 12303-3791

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 TEN BROECK ST, ALBANY, NY 12210-2838

Mortgage

Document Number0000065710
DateDec 28, 2021
Instrument202165710
Lender
NameGREAT HOME MORTGAGE OF NEWYORK IN L
TypeNon-Lending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 21, 2018
Property Address1085 ROBERTA RD, SCHENECTADY, NY 12303-3791
Document Number0000055771
Book / Page2002 / 415
Instrument DateDec 20, 2018
Instrument201855771
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address17 FARVIEW RD, 17, HOPEWELL JUNCTION, NY 12533-6820

Transferred To (Grantee/Buyer)

NameVerified Name
Address279 LISHAKILL RD, SCHENECTADY, NY 12309-3244

Mortgage

Document Number0000055772
DateDec 21, 2018
Instrument201855772
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJan 01, 2049
Interest
Rate TypeAdjustable Rate
Rate5.48%
Type Change DateJan 01, 2026
Min Rate At Change5.98%
Max Rate At Change7.48%
IndexOther
Margin3
Max Rate11.4%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,019.00$164,000 (-) Land $9,000 Building $155,000$252,300 (+16.91%) Land $13,846 Building $238,454
2023$164,000 Land $9,000 Building $155,000$215,800 Land $11,843 Building $203,957

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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