Schenectady County and Rotterdam Town property record for 1078 Roberta Rd, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,955 sqft · built 1949 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $248,000 (Oct 2021) |
| Tax Bill | $6,495 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.14-14-9 |
| Primary APN | 422800 59.14-14-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,955 sqft Living Area |
| 1st Floor Area | 1,167 sqft |
| Upper Floors Area | 788 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 130 sqft |
| Patio Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1078 ROBERTA RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G2,2DM,FP,ADD COLDBROOK-364 5.-372-22 |
| Legal Subdivision | COLD BROOK |
| Legal Block | 14 |
| Legal Lot Number | 9.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1078 ROBERTA RD, SCHENECTADY, NY 12303-3795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES FCU |
| Oct 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on Record |
| Deed Sale | Oct 5, 2021 · Amount on Record |
| Prior Sale | Dec 20, 1996 · Amount on Record |
| Deed Document Number | 202149554 |
| Deed Book / Page | 2068 / 644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 5, 2021 |
| Property Address | 1078 ROBERTA RD, SCHENECTADY, NY 12303-3795 |
| Document Number | 0000049554 |
| Book / Page | 2068 / 644 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 202149554 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $992.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1078 ROBERTA RD, 1078, SCHENECTADY, NY 12303-3795 |
| Name | Verified Name |
|---|---|
| Address | 1917 ELIZABETH ST, SCHENECTADY, NY 12303-4037 |
| Document Number | 0000049555 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 202149555 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1078 ROBERTA RD, SCHENECTADY, NY 12303-3795 |
| Document Number | 0000047138 |
| Instrument Date | Oct 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1078 ROBERTA RD SCHENECTADY NY 123033795, SCHENECTADY, NY 12303-3795 |
| Document Number | 0000047138 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 004946/000927 |
| Instrument | 47138 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 17, 2034 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,495.00 (+1.71%) | ||
| 2025 | $6,386.00 | $174,000 (-) Land $7,200 Building $166,800 | $267,700 (+16.95%) Land $11,077 Building $256,623 |
| 2023 | $174,000 Land $7,200 Building $166,800 | $228,900 Land $9,472 Building $219,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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