1086 Chestnut Ridge Trl, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 1086 Chestnut Ridge Trl, Seven Devils, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,641 sqft · built 2003
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (May 2024)
Tax Bill	$1,099 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1879-50-0134-000`

Property Details

APN / Parcel Number

Primary APN	`1879-50-0134-000`
Alternative APNs	`1737583` `1861354`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,641 sqft Living Area
1st Floor Area	1,641 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Porch	Porch
Porch Area	16 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1861354
Street Address	1086 CHESTNUT RIDGE TRL
City	SEVEN DEVILS
State	NC
Zip	28604-8761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 ALPINE MEADOWS
Legal Subdivision	ALPINE MEADOWS
Legal Lot Number	30
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	2
Census Block	2032
Census Tract	920900

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7780 COACHMAN CT, HARRISBURG, NC 28075-9512
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 22, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 30, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 20, 2019	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2024 · Amount on Record
Deed Sale	May 9, 2024 · Amount on Record
Prior Sale	Oct 19, 2012 · Amount on Record
Deed Document Number	2024740637
Deed Book / Page	2383 / 311
Prior Transfer Date	Feb 5, 2013
Prior Transfer Doc	0016890797
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	1086 CHESTNUT RIDGE TRL, SEVEN DEVILS, NC 28604-8761
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 CHESTNUT TRL, SEVEN DEVILS, NC 28604-7525

Mortgage

Document Number	0023360697
Date	Jun 13, 2023
Book Page	2336/697
Instrument	731808

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	1086 CHESTNUT RIDGE TRL, SEVEN DEVILS, NC 28604-8761
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 CHESTNUT RIDGE TRL, SEVEN DEVILS, NC 28604-8761

Mortgage

Document Number	0022630350
Date	Mar 22, 2022
Book Page	2263/350
Instrument	718324

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Jul 1, 2049

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	1086 CHESTNUT RIDGE TRL, SEVEN DEVILS, NC 28604-8761
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 CHESTNUT RIDGE TRL, SEVEN DEVILS, NC 28604-8761

Mortgage

Document Number	0022390393
Date	Nov 30, 2021
Book Page	2239/393
Instrument	714382

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Jul 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	1086 CHESTNUT RIDGE TRL, SEVEN DEVILS, NC 28604-8761
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020330376
Date	Jun 20, 2019
Book Page	2033/0376
Instrument	679950

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Municipality	Seven Devils Town
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,500 (-) Land $34,000 Building $275,500
2025	$1,099.00	$309,500 (-) Land $34,000 Building $275,500
2024			$309,500 Land $34,000 Building $275,500
2023		$309,500 Land $34,000 Building $275,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 units insured incl. 15 condo units
Nearby Flood Claims	30 (1994–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims Hurricane Ivan, Sep 2004 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVEN DEVILS serves 400 people · EPA ID NC0195118
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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