Watauga County property record for 788 Chestnut Ridge Trl, Seven Devils, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,180 sqft · built 2010 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1878-49-1093-000 |
| Primary APN | 1878-49-1093-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 2,180 sqft Living Area |
| 1st Floor Area | 1,817 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 31,799 sqft (0.73 acres) |
| Terrain | Below Road/Slope |
| Porch | Porch |
| Porch Area | 28 sqft |
| Patio Area | 767 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 1641826 |
|---|---|
| Street Address | 788 CHESTNUT RIDGE TRL |
| City | SEVEN DEVILS |
| State | NC |
| Zip | 28604-7474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.73 AC, DB2049 PG847 |
| Legal Subdivision | MAPLE SPGS 07 DEVILS |
| Legal Lot Number | 8 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | WATAUGA |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 920900 |
Source: Watauga County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 788 CHESTNUT RIDGE TRL, SEVEN DEVILS, NC 28604-7474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2009 |
| Deed Sale | Jul 28, 2009 |
| Deed Document Number | 20090728000077590 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 788 CHESTNUT RIDGE TRL, SEVEN DEVILS, NC 28604-7474 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019370076 |
|---|---|
| Date | Sep 8, 2017 |
| Book Page | 1937/0076 |
| Instrument | 661824 |
| Name | HIGHLANDS UNION BANK |
|---|---|
| Type | Bank |
| Address | ABINGDON, VA 24212 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 22, 2017 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4% |
| Max Rate At Change | 10% |
| Index | 5-Year CMT |
| Max Rate | 10% |
Source: Watauga County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Municipality | Seven Devils Town |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Assessed Value |
|---|---|
| 2025 | $440,600 (-) Land $47,500 Building $393,100 |
| 2023 | $440,600 Land $47,500 Building $393,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 units insured incl. 15 condo units |
| Nearby Flood Claims | 30 (1994–2024) |
| Claims Outside the SFHA | 8 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SEVEN DEVILS serves 400 people · EPA ID NC0195118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
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