Watauga County property record for 635 Chestnut Ridge Trl, Seven Devils, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,147 sqft · built 1983 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,537 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1878-38-6393-000 |
| Primary APN | 1878-38-6393-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,147 sqft Living Area |
| 1st Floor Area | 1,073 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 537 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Porch | Porch |
| Porch Area | 296 sqft |
| Patio Area | 920 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1542430 |
|---|---|
| Street Address | 635 CHESTNUT RIDGE TRL |
| City | SEVEN DEVILS |
| State | NC |
| Zip | 28604-7423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 109 SEC 2 SEVEN DEVILS |
| Legal Subdivision | SEVEN DEVILS |
| Legal Lot Number | 109 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | WATAUGA |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 920900 |
635 Chestnut Ridge Trl is owned and occupied by an individual.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 635 CHESTNUT RIDGE TRL, SEVEN DEVILS, NC 28604-7423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Apr 6, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jun 23, 2026 |
| Property Address | 635 CHESTNUT RIDGE TRL, SEVEN DEVILS, NC 28604-7423 |
| Document Number | 0000760788 |
| Book / Page | 2490 / 717 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026760788 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 635 CHESTNUT RIDGE TRL, SEVEN DEVILS, NC 28604-7423 |
| Document Number | 0000760788, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 2490/717 |
| Instrument | 2026760788 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 635 CHESTNUT RIDGE TRL, SEVEN DEVILS, NC 28604-7423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019120402 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 1912/0402 |
| Instrument | 657134 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BOONE, NC 28607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 635 Chestnut Ridge Trl was $1,537.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Municipality | Seven Devils Town |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447,200 (-) Land $21,000 Building $426,200 | ||
| 2025 | $1,537.00 | $447,200 Land $21,000 Building $426,200 | |
| 2024 | $447,200 Land $21,000 Building $426,200 | ||
| 2023 | $447,200 Land $21,000 Building $426,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 635 Chestnut Ridge Trl in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 units insured incl. 15 condo units |
| Nearby Flood Claims | 30 (1994–2024) |
| Claims Outside the SFHA | 8 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 635 Chestnut Ridge Trl is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SEVEN DEVILS serves 400 people · EPA ID NC0195118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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